Schedule of Benefits

Essential

Economy

Executive

International

All Hospital Services

Covered

Covered

Covered

Covered

Room & Board

S$200

S$250

S$400

S$700

Intensive Care Unit

S$500

S$800

S$1,000

S$1,200

Day Surgery

Covered

Covered

Covered

Covered

Minor Surgical Procedure in an Outpatient Clinic

Covered

Covered

Covered

Covered

Local Ambulance Services

Covered

Covered

Covered

Covered

Pre-Hospital Diagnosic Services

(Within 30 days preceding hospital admission)

S$2,000

(max)

Covered

Covered

Covered

Post Hospitalisation Treatment

(Within 90 days following discharge from
hospital)

Covered

Covered

Covered

Organ transplantation

(Max. amount per person per policy year)

Covered

Covered

S$150,000

S$200,000

Emergency
Outpatient Accidental Treatment

(Within 24 hours of accident)

Covered

Covered

Covered

Covered

Emergency
Dental Treatment

(Within 24 hours of accident)

Covered

Covered

Covered

Covered

Nursing at home

(Max. 26 weeks per policy year)

N.A

N.A

N.A

Covered

Permanent Total Disability
(Reduce to 50% when the Insured Person is a manual worker)

N.A

N.A

N.A

S$40,000

Outpatient Cancer and Kidney Dialysis Treatment

(Max. amount per person per policy year)

S$10,000

S$20,000

S$30,000

S$50,000

Lodger Benefit

(Max. amount $100 per day)

N.A

N.A

Covered

Covered

Emergency Medical Evacuation

N.A

Covered

Covered

Covered

Repatriation / Local Burial
(Cover for death in home country is excluded)

N.A

N.A

S$5,000

S$10,000

Maternity Care
(12 months waiting period) (Max. amount per pregnancy)

N.A

N.A

N.A

S$5,000

Annual Overall Limit

(Max. amount per person per policy year)

S$50,000

S$100,000

S$250,000

S$800,000

Optional Outpatient Services

Includes:

· General Outpatient Services

· Specialist Outpatient Services

· Laboratory and X-Ray Services

· Prescribed Drugs

Max. amount: S$8,000 per policy per year

Co-insurance: 20% subject to a min. deduction of S$90 per disability (this deduction / co-insurance applies worldwide)