Key Benefits

1

Up to S$100,000 Worldwide Coverage for Accidental Death or Permanent Disability

2

Covers Outpatient Medical Expenses Incurred from Treatment by TCM Physician/Chiropractor due to Accident

3

Local and Emergency Overseas Hospitalisation Coverage (including Communicable Diseases e.g. Covid-19 & Dengue Fever

4

Up to S$100,000 Annual Limit for Hospital & Surgical Expenses including Pre and Post Hospitalisation Treatment of 90 Days

5

Coverage for Pre-Existing Medical Conditions (if Helper is Employed for More Than 12 months in Singapore)

6

Daily Hospital Allowance for up to 60 Days

7

Covers First Occurrence of Mental Conditions including Self-Inflicted Injuries Arising from Attempted Suicide

HelperCare with child

We have got your needs covered

Description of Benefits

Standard

 Standard Plus Superior Plus Supreme Plus
Section 1 - Letter of Guarantee to Ministry of Manpower¹
 

 

      
Letter of Guarantee to Ministry of Manpower¹ S$5,000 S$5,000 S$5,000 S$5,000
Section 2 - Personal Accident
 

 

      
Death S$60,000 S$60,000 S$80,000 S$100,000
Permanent Disablement As per scale in Policy As per scale in Policy As per scale in Policy As per scale in Policy
Outpatient Medical Expenses due to Injury - Treatment by TCM Physician/Chiropractor S$1,000 - S$100/injury S$2,000 - S$100/injury S$2,500 - S$100/injury S$2,500 - S$100/injury
Section 3 - Hospital & Surgical Expenses
 

 

      

Hospital & Surgical Expenses 

S$60,000 per annum

S$60,000 per annum

S$80,000 per annum

S$100,000 per annum

Co-Insurance applicable to bills exceeding S$15,000

25%

0%

0%

0%
Section 4 - Daily Benefit
 

 

      
Daily Benefit Not Covered S$20 per day (maximum 60 days) S$20 per day (maximum 60 days) S$20 per day (maximum 60 days)
Section 5 - Repatriation Expenses

 

 

      
Repatriation Expenses S$10,000 S$10,000 S$10,000 S$10,000
Section 6 - Wages & Levy Reimbursement

 

 

      
Wages & Levy Reimbursement Not Covered Up to S$30 per day (maximum 60 days) Up to S$30 per day (maximum 60 days) Up to S$30 per day (maximum 60 days)
Section 7 - Re-hiring Expenses
 

 

      
Re-hiring Expenses S$350 S$350 S$400 S$450
Section 8 - Outpatient Kidney Dialysis/Cancer Treatment
 

 

      
Outpatient Kidney Dialysis/Cancer Treatment S$2,500 S$2,500 S$3,000 S$3,000
Section 9 - Special Grant
 

 

      
Special Grant S$1,000 S$1,000 S$2,000 S$3,000
Section 10 - Reimbursement of Indemnity Paid to Insurer
 

 

      
Reimbursement of Indemnity Paid to Insurer Optional Optional Optional Optional
Section 11 - Helper's Personal Belongings
 

 

      
Helper's Personal Belongings S$250 S$250 S$300 S$400
Section 12 - Helper's Liability to Third Party
 

 

      
Helper's Liability to Third Party S$20,000
(Any One Accident/ in the aggregate)		 S$20,000
(Any One Accident/ in the aggregate)		 S$25,000
(Any One Accident/ in the aggregate)		 S$25,000
(Any One Accident/ in the aggregate)

1 The Proposer will need to indemnify Liberty Insurance Pte Ltd for all sums that Liberty Insurance may incur arising out of the Letter of Guarantee 

Premiums Table

(include prevailing GST)

Bond & Insurance

Standard

 Standard Plus Superior Plus Supreme Plus
Helper's Age - 50 and below
 

 

      
For 14 months S$376.05 S$441.45 S$506.85 S$572.25
For 26 months S$501.40 S$588.60 S$675.80 S$763.00
Helper's Age - 51 to 64
 

 

      
For 14 months S$658.09 S$772.54 S$886.99 S$1,001.44
For 26 months S$877.45 S$1,030.05 S$1,182.65 S$1,335.25

Additional Premium Payable (optional)

Standard

 Standard Plus Superior Plus Supreme Plus
Reimbursement of Indemnity Paid to Insurer
 

 
Flat Rate (Include prevailing GST) S$54.50

In the event that Liberty Insurance is required to make payment under the Security Bond required by Ministry of Manpower, the Proposer will need to reimburse Liberty Insurance the “Excess” amount only, provided that the payment is not caused by or resulting from the Proposer’s breach of the conditions under the Security Bond.

The “Excess” amount will vary as follows:

  • S$250: If this extension of coverage is purchased when the insurance package is first arranged subject to a waiting period of 30 days from the policy inception date
  • S$500: If this extension is purchased mid-term but within one month of the policy inception date subject to a waiting period of 30 days from the date of inclusion

Notes

  1. Persons eligible to apply

  2. Policy Owners’ Protection Scheme

Downloads

file icon Brochure 774.060 KB download icon file icon Policy Wording - Applicable to policies effected on/after 1 July 2025 330.770 KB download icon file icon Policy Wording - Applicable to policies effected before 1 July 2025 320.367 KB download icon file icon Proposal Form 428.966 KB download icon

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