
Insurance Packages
SMECare
Take full control over your business
Description of Benefits |
Standard Plan Sum Insured |
Top-up Rates |
Maximum Limit |
---|
Description of Benefits |
Standard Plan Sum Insured |
Top-up Rates |
Maximum Limit |
---|---|---|---|
All Risks1
|
S$100,000 |
S$21.60 for every S$10,000 |
S$3,000,000 |
Description of Benefits |
Standard Plan Sum Insured |
Top-up Rates |
Maximum Limit |
---|---|---|---|
Consequential Loss
|
S$250 per day up to 100 days |
S$10.80 for every S$50 per day |
S$500 per day |
|
S$1,000 | N.A. | N.A. |
Description of Benefits |
Standard Plan Sum Insured |
Top Up Rates |
Maximum Limit |
---|---|---|---|
Rental Expenses | S$200 per day up to 100 days | N.A. | N.A. |
Description of Benefits |
Standard Plan Sum Insured |
Top Up Rates |
Maximum Limit |
---|---|---|---|
In transit | S$5,000 | S$5.40 for every S$500 | S$10,000 |
In premises during business hours | S$5,000 | S$5.40 for every S$500 | S$10,000 |
In premises after business hours | S$5,000 | S$5.40 for every S$500 | S$10,000 |
|
S$1,000 |
S$5.40 for every S$500 |
S$2,000 |
|
S$1,000 |
N.A. |
N.A. |
Description of Benefits |
Standard Plan Sum Insured |
Top-up Rates |
Maximum Limit |
---|---|---|---|
Personal Accident Not exceeding 70 years of age |
S$50,000 or pro-rated if more than one insured person | N.A. | N.A. |
Description of Benefits |
Standard Plan Sum Insured |
Top Up Rates |
Maximum Limit |
---|---|---|---|
Public Liability (Any one loss and unlimited any one period) Excess: S$500 each and every loss |
S$500,000 | S$81.00 for every S$500,000 | S$5,000,000 |
Food & Beverage Extension (Any one loss and in the aggregate) Excess: S$500 each and every loss |
S$50,000 | S$27.00 for every S$50,000 | S$150,000 |
Description of Benefits |
Standard Plan Sum Insured |
Top-up Rates |
Maximum Limit |
---|---|---|---|
Goods-in-Transit Excess: S$250 each and every loss |
S$5,000 | N.A. | N.A. |
Description of Benefits |
Standard Plan Sum Insured |
Top-up Rates |
Maximum Limit |
---|---|---|---|
Annual Premium | S$518.40 |
1 All Risks/Fire and Extraneous Perils (Buildings only)
Optional Coverage | Sum Insured/Headcount | Top-up Rates | Maximum Limit |
---|
Optional Coverage | Sum Insured/Headcount | Top-up Rates | Maximum Limit |
---|---|---|---|
Buildings only | To be declared | S$5.40 for every S$10,000 | N.A. |
Optional Coverage | Sum Insured/Headcount | Top-up Rates | Maximum Limit |
---|---|---|---|
Any one loss and in the aggregate | S$2,000 | S$32.40 + S$32.40 per additional S$500 insured | S$5,000 |
Optional Coverage | Sum Insured/Headcount | Top-up Rates | Maximum Limit |
---|---|---|---|
Any one loss and in the aggregate | S$3,000 | S$32.40 + S$10.80 per employee | Up to 25 employees |
Optional Coverage | Sum Insured/Headcount | Top-up Rates | Maximum Limit |
---|---|---|---|
Non-manual employees | Earning ≤ S$30,000 Earning > S$30,000 up to S$75,000 |
S$32.40 per employee S$75.60 per employee |
Up to 25 employees |
Manual/Drivers/Deliveries | Earning ≤ S$50,000 | S$216.00 per employee | Up to 25 employees |
Optional Coverage | Sum Insured/Headcount | Top-up Rates | Maximum Limit |
---|---|---|---|
Any one claim and in the aggregate Excess: S$5,000 each and every claim |
S$100,000 S$150,000 |
S$378.00 S$540.00 |
S$100,000 S$150,000 |
1 All Risks/Fire and Extraneous Perils (Buildings only)
2 Fidelity Guarantee
3 Work Injury Compensation
4 Actual annual wages per category at the inception of the policy year