
Insurance Packages Insurance
CafeCare
Serving up the right coverage for your business
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
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Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
All Risks1 Excess: S$300 each and every loss except for fire, lightning and burglary |
S$75,000 | S$150,000 |
1All Risks
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Consequential Loss Excess: 3 days by order of a public authority |
S$20,000 | S$30,000 |
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Rental Expenses | S$20,000 | S$30,000 |
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
In transit | S$3,000 | S$5,000 |
In premises during business hours | S$3,000 | S$5,000 |
In locked safes after business hours | S$3,000 | S$5,000 |
In locked drawers after business hours | S$1,000 | S$2,000 |
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Personal Accident | S$50,000 | S$50,000 |
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Public Liability Any one accident/unlimited any one period |
S$500,000 | S$1,000,000 |
Food & Beverage Extension Any one loss and in the aggregate |
S$50,000 | S$50,000 |
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Goods-in-Transit Any one loss and in the aggregate |
S$2,000 | S$2,000 |
Description of Benefits - Restaurant |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Annual Premium | S$363.80 | S$524.30 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
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Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
All Risks1 Excess: S$300 each and every loss except for fire, lightning and burglary |
S$15,000 | S$30,000 |
1All Risks
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Consequential Loss Excess: 3 days by order of a public authority |
S$5,000 | S$10,000 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Rental Expenses | S$5,000 | S$10,000 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
In Transit | S$1,000 | S$2,000 |
In premises during business hours | S$1,000 | S$2,000 |
In locked safes after business hours | S$1,000 | S$2,000 |
In locked drawers after business hours | S$500 | S$1,000 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Personal Accident | S$25,000 | S$25,000 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Public Liability Any one accident/unlimited any one period |
S$250,000 | S$250,000 |
Food & Beverage Extension Any one loss and in the aggregate |
S$50,000 | S$50,000 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Goods-in-Transit Any one loss and in the aggregate |
S$1,000 | S$1,000 |
Description of Benefits - Food Stall |
Plan A Sum Insured |
Plan B Sum Insured |
---|---|---|
Annual Premium | S$203.30 | S$310.30 |
Top Up Plan from Plan B - Restaurant | Top Up Rates | Max Sum Insured Limit |
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Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
All Risks1 Excess: S$300 each and every loss except for fire, lightning and burglary |
S$53.50 for every S$25,000 | S$1,000,000 |
1All Risks
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Consequential Loss Excess: 3 days by order of a public authority |
N.A. | N.A. |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Rental Expenses | N.A. | N.A. |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
In transit | S$5.35 for every S$500 | S$10,000 |
In premises during business hours | S$5.35 for every S$500 | S$10,000 |
In locked safes after business hours | S$5.35 for every S$500 | S$10,000 |
In locked drawers after business hours | S$5.35 for every S$500 | S$3,000 |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Personal Accident | N.A. | N.A. |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Public Liability (Any one accident/unlimited any one period) |
S$53.50 for every S$500,000 | S$3,000,000 |
Food & Beverage Extension (Any one loss and in the aggregate) |
S$26.75 for every S$50,000 | S$100,000 |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Goods-in-Transit (Any one loss and in the aggregate) |
N.A. | N.A. |
Top Up Plan from Plan B - Food Stall | Top Up Rates | Max Sum Insured Limit |
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Top Up Plan from Plan B - Food Stall |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
All Risks1 Excess: S$300 each and every loss except for fire, lightning and burglary |
S$10.70 for every S$5,000 | S$1,000,000 |
1All Risks
Top Up Plan from Plan B - Food Stall |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Consequential Loss Excess: 3 days by order of a public authority |
N.A. | N.A. |
Top Up Plan from Plan B - Food Stall |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Rental Expenses | N.A. | N.A. |
Top Up Plan from Plan B - Food Stall |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
In transit | S$5.35 for every S$500 | S$10,000 |
In premises during business hours | S$5.35 for every S$500 | S$10,000 |
In locked safes after business hours | S$5.35 for every S$500 | S$10,000 |
In locked drawers after business hours | S$5.35 for every S$500 | S$3,000 |
Top Up Plan from Plan B - Food Stall |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Personal Accident | N.A. | N.A. |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Public Liability (Any one accident/unlimited any one period) |
S$32.10 for every S$250,000 | S$3,000,000 |
Food & Beverage Extension (Any one loss and in the aggregate) |
S$26.75 for every S$50,000 | S$100,000 |
Top Up Plan from Plan B - Restaurant |
Top Up Rates |
Max Sum Insured Limit |
---|---|---|
Goods-in-Transit (Any one loss and in the aggregate) |
N.A. | N.A. |
Optional Coverage - Restaurant | Sum Insured/Headcount | Top Up Rates |
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Optional Coverage - Restaurant | Sum Insured/Headcount | Top Up Rates |
---|---|---|
Non-manual employees Admin/accounts/management/cashiers/marketing/sales |
Earning ≤ S$30,000 Earning > S$30,000 |
S$32.10 per employee S$58.85 per employee |
Manual employees Chefs/cooks/waiters/waitresses/bartenders/service staff/captains/kitchen staff/cleaners |
Earning ≤ S$30,000 Earning > S$30,000 |
S$64.20 per employee S$107.00 per employee |
Driver/Dispatch/Delivery | Earning ≤ S$30,000 | S$214.00 per employee |
2Work Injury Compensation
^Actual annual wages per category at the inception of policy year
Optional Coverage - Restaurant | Sum Insured/Headcount | Top Up Rates |
---|---|---|
Any one employee and in the aggregate This section will need to be taken together with the Work Injury Compensation section |
S$2,000 | S$10.70 per employee |
3Fidelity Guarantee
Optional Coverage - Restaurant | Sum Insured/Headcount | Top Up Rates |
---|---|---|
Any one loss and in the aggregate | S$1,000 | S$32.10 + S$10.70 per additional S$500 insured limit up to a maximum of S$5,000 |
Optional Coverage - Food Stall | Sum Insured/Headcount | Top Up Rates |
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Optional Coverage - Food Stall | Sum Insured/Headcount | Top Up Rates |
---|---|---|
Non-manual employees Admin/accounts/management/cashiers/marketing/sales |
Earning ≤ S$30,000 Earning > S$30,000 |
S$32.10 per employee S$58.85 per employee |
Manual employees Chefs/cooks/waiters/waitresses/bartenders/service staff/captains/kitchen staff/cleaners |
Earning ≤ S$30,000 Earning > S$30,000 |
S$64.20 per employee S$107.00 per employee |
Driver/Dispatch/Delivery | Earning ≤ S$30,000 | S$214.00 per employee |
2Work Injury Compensation
^Actual annual wages per category at the inception of policy year
Optional Coverage - Food Stall | Sum Insured/Headcount | Top Up Rates |
---|---|---|
Any one employee and in the aggregate This section will need to be taken together with the Work Injury Compensation section |
S$2,000 | S$10.70 per employee |
3Fidelity Guarantee
Optional Coverage - Food Stall | Sum Insured/Headcount | Top Up Rates |
---|---|---|
Any one loss and in the aggregate | S$1,000 | S$32.10 + S$10.70 per additional S$500 insured limit up to a maximum of S$5,000 |