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Comprehensive coverage for your clinic’s needs

Complete care for businesses that care and treat

Comprehensive coverage for your clinic’s needs

As a healthcare provider, your patients’ well-being is your number one priority. Your professional services is what they need most, so you would want to focus on helping your patients recover quickly and comfortably.

Let ClinicCare help you take care of other potential accidents-those that can occur within your premise and cause loss of or damage to your property, death/injury to employees, claims from external parties, etc. We will protect you from any resulting financial losses and minimizing interruptions to your practice. Look to ClinicCare to give you the peace of mind to help your patients.

Benefits at a Glance

  1. Combines various classes of insurance under one policy
  2. Easy to arrange
  3. Competitive premium terms
  4. Chain Discount with 3 or more shops
  5. Further discounts given for clean claims record

Summary of Benefits

Summary of Benefits
Optional Coverage

Summary of Benefits

Description of Benefits Plan A Plan B Top-Up Plan
(from Plan B)
Sum Insured Sum Insured Top-Up Rates Maximum Sum Insured Limit
Section 1 All Risks^
(Excess: S$200 each and every loss except for Fire, Lightning and Burglary)
S$50,000 S$100,000 S$80.25 for every
Section 2 Consequential Loss
(Excess: 3 days by order of a Public Authority)
S$10,000 S$20,000 S$16.05 for every
Section 3 Rental Expenses S$10,000 S$20,000 N.A. N.A.
Section 4 Money Insurance
a) In Transit S$3,000 S$5,000 S$5.35 for every S$500 S$10,000
b) In Premises During Business Hours S$3,000 S$5,000 S$5.35 for every S$500 S$10,000
c) In Locked Safe After Business Hours S$3,000 S$5,000 S$5.35 for every S$500 S$10,000
d) In Locked Drawers After Business Hours S$1,000 S$1,000 S$5.35 for every S$500 S$3,000
Section 5 Personal Accident
Temporary Total Disablement – S$1,000 per week. Maximum 4 weeks
Section 6 Public Liability
(Any One Accident/Unlimited Any One Period)
S$500,000 S$1,000,000 S$32.10 for every
Food & Beverage Extension
(Any One Loss and in the Aggregate)
S$50,000 S$50,000 S$26.75 for every S$50,000 S$100,000
Annual Premium S$203.30 S$310.30

Optional Coverage

Optional Coverage Sum Insured Top-Up Rates
Work Injury Compensation^
a) Non-Manual Employees
Compensation to your employees for death
or bodily injury arising out of and in the course of employment, including your liability at Common Law
S$32.10 per employee earning S$30,000 or less per annum or S$58.85 per employee earning above S$30,000 per annum
b) Manual Employees
Medical Technicians/Assistants/Nurses/
Dental Technicians/Assistants
S$64.20 per employee earning S$30,000 or less per annum or S$107 per employee earning above S$30,000 per annum
c) Driver/Dispatch/Delivery S$214 per employee
Fidelity Guarantee^
(Any One Employee and in the Aggregate)
S$2,000 S$10.70 per employee
Deterioration of Stocks
(Any One Loss and in the Aggregate)
S$1,000 S$32.10 + S$10.70 per additional S$500 insured limit up to a maximum
of S$5,000
  • Premiums above include prevailing GST


^Work Injury Compensation
  • Please declare occupation, headcount and estimated annual wages per Category. Estimated Annual Wages consists of salary (including overtime pay), bonuses and allowances excluding transport allowance
  • The company shall not be liable for any claim arising from 2-wheelers/motorcycling (as rider or passenger) unless specifically agreed upon
^Fidelity Guarantee
  • Please declare occupation and headcount
^All Risks
  • Premises situated on road level or basement is subject to an excess of S$2,500 each and every loss in respect of flood claims
  • Accidental breakage of plate glass up to S$25,000 any one loss and in the aggregate