GET TO KNOW LIBERTY

Our History

1911

The Massachusetts Legislature passed a law requiring employers to protect their employees with workers’ compensation insurance.

1912

The Massachusetts Employees’ Insurance Association (MEIA), the forerunner of today’s Liberty Mutual, began operations on July 1, 1912. As a mutual company, the MEIA was owned by its policyholders, not stockholders. It worked on behalf of its policyholder customers-a tradition that continues to this day.

1914

Company opened its first branch office in Springfield, Massachusetts. The Company issued its first automobile policy.

1917

MEIA changed its name to Liberty Mutual Insurance Company and began writing public liability insurance. It also entered into an arrangement with the United Mutual Fire Insurance Company (later named Liberty Mutual Fire Insurance) to provide complete automobile insurance.

1919

Liberty Mutual launched its first advertising campaign.

1921

Two safety films-“The Outlaw” and “The Hand of Fate”-were seen by more than a quarter of a million plant managers and employees.

1925

The first meeting of the Liberty Mutual Board of Directors and Customer Advisory Board took place.

1930

Liberty Mutual distributed safety materials in high school drivers’ education courses, an effort that continues today through the Company’s teen driving program.

1936

Liberty Mutual held groundbreaking for its new home office in Boston.

Liberty Mutual became the No. 1 writer of workers compensation insurance.

1937

Liberty Mutual completed expansion of its operations to all 48 states.

1941

During World War II, Liberty Mutual provided more services for policyholder contractors operating overseas than any other casualty company, often in remote locations: Somaliland, Greenland, and Guam.

1943

Liberty Mutual opened the first rehabilitation center in the country in Boston, with a goal of helping restore the injured to useful lives.

1954

Liberty Mutual opened the Research Center for Safety and Health in Hopkinton, Massachusetts, to strengthen its commitment to loss control.

1957

Liberty introduced two prototype “survival cars”. Standard features such as headrests to guard against whiplash and. Most notably, safety belts, were introduced.

1964

Liberty Life Assurance Company of Boston established a full range of individual and group life insurance products.

Liberty Mutual established the Skid Control School, the first in North America, at the Hopkinton, Massachusetts, Research Center for Safety and Health.

1967

Liberty International Agency was formed to handle the foreign insurance requirements of the Company’s domestic policyholders doing business overseas.

1972

Liberty Mutual surpassed the $2 billion mark in written premiums.

1973

Liberty Mutual Insurance Company (Massachusetts) Limited was chartered in London to participate in the international reinsurance market and became the Company’s first wholly owned international office.

1982

The Medical Service Center in Boston expanded to include The Back School, which demonstrated to people with low-back pain from work injuries on how to live productive lives.

1985

Liberty Mutual entered the financial services business with the purchases.

1993

Liberty Mutual formed Liberty International Holdings to underwrite commercial risks in selected international markets, and to export the Company’s highly regarded health and safety services.

1997

Liberty Mutual acquired Golden Eagle Insurance of San Diego, California, the first of many acquisitions that combined into Liberty’s Regional Agency Markets organization.

1998

Liberty Mutual affiliated with Employers Insurance of Wausau, one of the most recognizable and respected brand names in the United States commercial insurance and risk management marketplace.

Liberty Mutual purchased Latinoamericana de Seguros SA in Colombia, and Citystate Insurance in Singapore, Hong Kong, and the Philippines.

1999

Liberty Mutual established the Center for Disability Research at the Research Center for Safety and Health in Hopkinton, Massachusetts.

2000

Liberty Mutual partnered with SADD (Students Against Destructive Decisions) to explore solutions to problems associated with teen use of alcohol and drugs, as well as driving issues.

Policyholders of Liberty Mutual Insurance Company and Liberty Mutual Fire Insurance Company overwhelmingly approved the mutual holding company plan during special meetings for members of both companies.

2001

Liberty Mutual sold Liberty Financial Companies and its asset management, annuity and bank marketing businesses. This allowed Liberty to focus on providing property and casualty products and services.

Liberty Mutual acquired OneBeacon and positioned its Agency Markets business as a true national organization of regional companies with operations in 42 states.

Liberty expanded into Spain with two acquisitions, and strengthened its operations in Colombia and Venezuela with the purchase of two more companies.

2002

Liberty Mutual converted to a mutual holding company structure. This conversion better positioned Liberty Mutual to compete on the global property and casualty stage. Liberty Mutual loss prevention professionals coordinated the safe clean-up of the World Trade Center site.

Liberty acquired Winterthur’s operations in Portugal, and China approved Liberty Mutual’s insurance license application to open an insurance branch.

Citystate Insurance renamed to Liberty Insurance.

2003

Liberty renamed its research center to Liberty Mutual Research Institute for Safety, this coincides with the physical expansion of the Research Institute–from 42,570 sq. ft. to 93,800 sq. ft.

Liberty Mutual completed its purchase of Prudential Financial’s U.S. personal lines property and casualty operations in 47 states.

Liberty Mutual Group acquired Met Life’s Spanish operations.

2004

Liberty announced five-year event sponsorship of July 4th Boston on the Esplanade, America’s premier Independence Day celebration that was televised nationally on CBS stations. Liberty Mutual opened “Where’s The Fire?”, a fire safety and education exhibit at INNOVENTIONS at Epcot® at the Walt Disney World® Resort in Florida.

Liberty Mutual sold its Canadian personal lines business in Canada to Meloche Monnex, Inc., a member of TD Bank Financial Group.

Liberty Mutual became the first foreign property and casualty insurance company in western China when it opened an office in Chongqing, the company’s first insurance office in China.

2005

Liberty Mutual expanded its presence in Boston, buying properties at 10 St. James Avenue and 75 Arlington Street in the Back Bay.

The National Safety Council presented its 2005 Green Cross for Safety Medallion to Liberty Mutual Group and Chairman, President and CEO Ted Kelly, recognizing the organization and its leader for outstanding achievements in safety and health, community service and responsible citizenship. Liberty Mutual acquired ING’s P&C operations in Chile.

The company reorganized its commercial Strategic Business Units to better align distribution channels and strengthen operations. Liberty Mutual Agency Markets was formed to coordinate and rationalize our third party distribution processes. Liberty Mutual Agency Markets comprised Wausau, Liberty Mutual Surety and Regional Agency Markets.

2006

Liberty Mutual launched a national advertising campaign posing the question: “Responsibility. What’s Your Policy?”

Liberty International Underwriters entered Middle East with new office in Dubai, United Arab Emirates, bringing number of LIU offices worldwide to 29.

Liberty Mutual Group entered Turkey’s insurance market with acquisition of Seker Sigorta A.S. Liberty Mutual Group received General Insurance License from Vietnam’s Ministry Of Finance. The company launched the inaugural Liberty Mutual “Coach of the Year” award, recognizing responsibility and excellence of college football coaches on and off the field. Rutgers Football Coach Greg Schiano was the first to receive the award.

Liberty Mutual launched the Chairman’s Community Service Award, which honored three employees each year who made “significant and sustained volunteer contributions”-outside of company-sponsored events-to charitable organizations in their community.

2007

J.D. Power and Associates recognized Liberty Mutual Direct Call Centers for Customer Service Excellence.

Give with Liberty-a new countrywide charitable giving program for U.S. employees commences.

Liberty Mutual Group completed acquisition of Ohio Casualty Corporation.

Liberty Mutual Group held grand opening for Dover, N.H., office building.

Liberty Brazil signed an agreement to buy Indiana Seguros, S.A.

Peerless Insurance re-entered Massachusetts auto market.

2008

Wausau Insurance joined Commercial Markets SBU.

Liberty Mutual launched The Responsibility Project–an online forum designed to open a national dialog about responsibility.

Liberty Mutual Group added up to 300 jobs in Massachusetts with new Springfield office.

Liberty Mutual Group acquired Safeco Corporation.

For the second year, J.D. Power recognized Liberty Mutual Direct Call Centers for customer service excellence.

Liberty Mutual Group opened an additional branch in Beijing, China.

2009

Liberty Mutual Group introduced Middle Market as a new business unit in Commercial Markets (which replaced the Business Market and Wausau).

Liberty Mutual Group moved up eight spots to rank 86th on the Fortune 500 list of America’s largest companies.

Liberty Mutual Group extended title sponsorship of the Liberty Mutual Legends of Golf through to 2014.

Liberty Mutual Group acquired Salvation Army’s Boston building.

Liberty Mutual Group joined online community of millions with official Facebook and Twitter pages.

Liberty Mutual Group sponsored Oprah Winfrey’s 2009-2010 television season.

Liberty Mutual Group ranked at No. 31 in Business Week’s “2009 Best Places to Launch a Career.”

Liberty Mutual Group received China Insurance Regulatory Commission (CIRC) approval to open Zhejiang branch.

2010

Liberty Mutual Group opened new China branch in Zhejiang province.

Liberty Mutual Group pledged to increase college hires by 30 percent in 2010.

Liberty Mutual Group moved up 15 spots to rank 71st on the Fortune 500 list of America’s largest companies.

Liberty Mutual Group announced intention to form a public company comprising the Agency Markets Strategic Business Unit.

Liberty Mutual held groundbreaking ceremony for expansion of its worldwide headquarters.

Liberty Insurance Singapore became the 6th largest insurer. It also embarked on a complete face-lift of Liberty House, which now supports over 200 employees.

1910s
1920s
1930s
1940s
1950s
1960s
1970s
1980s
1990s
2000s
2010s

GET TO KNOW LIBERTY

Our History

1911

The Massachusetts Legislature passed a law requiring employers to protect their employees with workers’ compensation insurance.

1912

The Massachusetts Employees’ Insurance Association (MEIA), the forerunner of today’s Liberty Mutual, began operations on July 1, 1912. As a mutual company, the MEIA was owned by its policyholders, not stockholders. It worked on behalf of its policyholder customers-a tradition that continues to this day.

1914

Company opened its first branch office in Springfield, Massachusetts. The Company issued its first automobile policy.

1917

MEIA changed its name to Liberty Mutual Insurance Company and began writing public liability insurance. It also entered into an arrangement with the United Mutual Fire Insurance Company (later named Liberty Mutual Fire Insurance) to provide complete automobile insurance.

1919

Liberty Mutual launched its first advertising campaign.

1921

Two safety films-“The Outlaw” and “The Hand of Fate”-were seen by more than a quarter of a million plant managers and employees.

1925

The first meeting of the Liberty Mutual Board of Directors and Customer Advisory Board took place.

1930

Liberty Mutual distributed safety materials in high school drivers’ education courses, an effort that continues today through the Company’s teen driving program.

1936

Liberty Mutual held groundbreaking for its new home office in Boston.

Liberty Mutual became the No. 1 writer of workers compensation insurance.

1937

Liberty Mutual completed expansion of its operations to all 48 states.

1941

During World War II, Liberty Mutual provided more services for policyholder contractors operating overseas than any other casualty company, often in remote locations: Somaliland, Greenland, and Guam.

1943

Liberty Mutual opened the first rehabilitation center in the country in Boston, with a goal of helping restore the injured to useful lives.

1954

Liberty Mutual opened the Research Center for Safety and Health in Hopkinton, Massachusetts, to strengthen its commitment to loss control.

1957

Liberty introduced two prototype “survival cars”. Standard features such as headrests to guard against whiplash and. Most notably, safety belts, were introduced.

1964

Liberty Life Assurance Company of Boston established a full range of individual and group life insurance products.

Liberty Mutual established the Skid Control School, the first in North America, at the Hopkinton, Massachusetts, Research Center for Safety and Health.

1967

Liberty International Agency was formed to handle the foreign insurance requirements of the Company’s domestic policyholders doing business overseas.

1972

Liberty Mutual surpassed the $2 billion mark in written premiums.

1973

Liberty Mutual Insurance Company (Massachusetts) Limited was chartered in London to participate in the international reinsurance market and became the Company’s first wholly owned international office.

1982

The Medical Service Center in Boston expanded to include The Back School, which demonstrated to people with low-back pain from work injuries on how to live productive lives.

1985

Liberty Mutual entered the financial services business with the purchases.

1993

Liberty Mutual formed Liberty International Holdings to underwrite commercial risks in selected international markets, and to export the Company’s highly regarded health and safety services.

1997

Liberty Mutual acquired Golden Eagle Insurance of San Diego, California, the first of many acquisitions that combined into Liberty’s Regional Agency Markets organization.

1998

Liberty Mutual affiliated with Employers Insurance of Wausau, one of the most recognizable and respected brand names in the United States commercial insurance and risk management marketplace.

Liberty Mutual purchased Latinoamericana de Seguros SA in Colombia, and Citystate Insurance in Singapore, Hong Kong, and the Philippines.

1999

Liberty Mutual established the Center for Disability Research at the Research Center for Safety and Health in Hopkinton, Massachusetts.

2000

Liberty Mutual partnered with SADD (Students Against Destructive Decisions) to explore solutions to problems associated with teen use of alcohol and drugs, as well as driving issues.

Policyholders of Liberty Mutual Insurance Company and Liberty Mutual Fire Insurance Company overwhelmingly approved the mutual holding company plan during special meetings for members of both companies.

2001

Liberty Mutual sold Liberty Financial Companies and its asset management, annuity and bank marketing businesses. This allowed Liberty to focus on providing property and casualty products and services.

Liberty Mutual acquired OneBeacon and positioned its Agency Markets business as a true national organization of regional companies with operations in 42 states.

Liberty expanded into Spain with two acquisitions, and strengthened its operations in Colombia and Venezuela with the purchase of two more companies.

2002

Liberty Mutual converted to a mutual holding company structure. This conversion better positioned Liberty Mutual to compete on the global property and casualty stage. Liberty Mutual loss prevention professionals coordinated the safe clean-up of the World Trade Center site.

Liberty acquired Winterthur’s operations in Portugal, and China approved Liberty Mutual’s insurance license application to open an insurance branch.

Citystate Insurance renamed to Liberty Insurance.

2003

Liberty renamed its research center to Liberty Mutual Research Institute for Safety, this coincides with the physical expansion of the Research Institute–from 42,570 sq. ft. to 93,800 sq. ft.

Liberty Mutual completed its purchase of Prudential Financial’s U.S. personal lines property and casualty operations in 47 states.

Liberty Mutual Group acquired Met Life’s Spanish operations.

2004

Liberty announced five-year event sponsorship of July 4th Boston on the Esplanade, America’s premier Independence Day celebration that was televised nationally on CBS stations. Liberty Mutual opened “Where’s The Fire?”, a fire safety and education exhibit at INNOVENTIONS at Epcot® at the Walt Disney World® Resort in Florida.

Liberty Mutual sold its Canadian personal lines business in Canada to Meloche Monnex, Inc., a member of TD Bank Financial Group.

Liberty Mutual became the first foreign property and casualty insurance company in western China when it opened an office in Chongqing, the company’s first insurance office in China.

2005

Liberty Mutual expanded its presence in Boston, buying properties at 10 St. James Avenue and 75 Arlington Street in the Back Bay.

The National Safety Council presented its 2005 Green Cross for Safety Medallion to Liberty Mutual Group and Chairman, President and CEO Ted Kelly, recognizing the organization and its leader for outstanding achievements in safety and health, community service and responsible citizenship. Liberty Mutual acquired ING’s P&C operations in Chile.

The company reorganized its commercial Strategic Business Units to better align distribution channels and strengthen operations. Liberty Mutual Agency Markets was formed to coordinate and rationalize our third party distribution processes. Liberty Mutual Agency Markets comprised Wausau, Liberty Mutual Surety and Regional Agency Markets.

2006

Liberty Mutual launched a national advertising campaign posing the question: “Responsibility. What’s Your Policy?”

Liberty International Underwriters entered Middle East with new office in Dubai, United Arab Emirates, bringing number of LIU offices worldwide to 29.

Liberty Mutual Group entered Turkey’s insurance market with acquisition of Seker Sigorta A.S. Liberty Mutual Group received General Insurance License from Vietnam’s Ministry Of Finance. The company launched the inaugural Liberty Mutual “Coach of the Year” award, recognizing responsibility and excellence of college football coaches on and off the field. Rutgers Football Coach Greg Schiano was the first to receive the award.

Liberty Mutual launched the Chairman’s Community Service Award, which honored three employees each year who made “significant and sustained volunteer contributions”-outside of company-sponsored events-to charitable organizations in their community.

2007

J.D. Power and Associates recognized Liberty Mutual Direct Call Centers for Customer Service Excellence.

Give with Liberty-a new countrywide charitable giving program for U.S. employees commences.

Liberty Mutual Group completed acquisition of Ohio Casualty Corporation.

Liberty Mutual Group held grand opening for Dover, N.H., office building.

Liberty Brazil signed an agreement to buy Indiana Seguros, S.A.

Peerless Insurance re-entered Massachusetts auto market.

2008

Wausau Insurance joined Commercial Markets SBU.

Liberty Mutual launched The Responsibility Project–an online forum designed to open a national dialog about responsibility.

Liberty Mutual Group added up to 300 jobs in Massachusetts with new Springfield office.

Liberty Mutual Group acquired Safeco Corporation.

For the second year, J.D. Power recognized Liberty Mutual Direct Call Centers for customer service excellence.

Liberty Mutual Group opened an additional branch in Beijing, China.

2009

Liberty Mutual Group introduced Middle Market as a new business unit in Commercial Markets (which replaced the Business Market and Wausau).

Liberty Mutual Group moved up eight spots to rank 86th on the Fortune 500 list of America’s largest companies.

Liberty Mutual Group extended title sponsorship of the Liberty Mutual Legends of Golf through to 2014.

Liberty Mutual Group acquired Salvation Army’s Boston building.

Liberty Mutual Group joined online community of millions with official Facebook and Twitter pages.

Liberty Mutual Group sponsored Oprah Winfrey’s 2009-2010 television season.

Liberty Mutual Group ranked at No. 31 in Business Week’s “2009 Best Places to Launch a Career.”

Liberty Mutual Group received China Insurance Regulatory Commission (CIRC) approval to open Zhejiang branch.

2010

Liberty Mutual Group opened new China branch in Zhejiang province.

Liberty Mutual Group pledged to increase college hires by 30 percent in 2010.

Liberty Mutual Group moved up 15 spots to rank 71st on the Fortune 500 list of America’s largest companies.

Liberty Mutual Group announced intention to form a public company comprising the Agency Markets Strategic Business Unit.

Liberty Mutual held groundbreaking ceremony for expansion of its worldwide headquarters.

Liberty Insurance Singapore became the 6th largest insurer. It also embarked on a complete face-lift of Liberty House, which now supports over 200 employees.

1910s
1920s
1930s
1940s
1950s
1960s
1970s
1980s
1990s
2000s
2010s