Key Benefits

We know how important your home is to you

Singapore is a beautiful and safe place that many locals and foreigners have chosen to call home despite the high cost of living. Having worked hard to be a homeowner, it is only natural that you would want to protect your family and home well against unforeseen accidents. 

1

Combines various classes of insurance under one policy

2

Easy to arrange

3

Competitive premium terms

4

First loss basis

5

15% off for 3 year plan

HomeCare Key Benefits

We got your needs covered

Compare our plans in detail, you’ll definitely find something that suits you

Description of Benefits

Plan A

Sum Insured

Plan B

Sum Insured

Plan C

Sum Insured

Section 1 - Building including Renovations &/or Improvements (Fire & Extraneous Perils)
  Plan A Plan B Plan C
Building including Renovations &/or Improvements (Fire & Extraneous Perils S$50,000 S$100,000 S$200,000
Section 2 - Contents (All Risks)
  Plan A Plan B Plan C
Contents (All Risks)
Excess: Please refer to policy wordings
S$15,000 S$40,000 S$50,000
Section 3 - Personal & Family Liability, and Food & Beverage Extension 
  Plan A Plan B Plan C
Personal & Family Liability
Any one accident/unlimited any one period
S$500,000 S$500,000 S$500,000
Food & Beverage Extension 
Any one accident/aggregate
S$100,000 S$100,000 S$100,000
Section 4 - Personal Accident
  Plan A Plan B Plan C
Personal Accident
(S$10,000 per person, maximum S$50,000 per policy)
S$50,000 S$50,000 S$50,000
Section 5 - Emergency Home Assistance
  Plan A Plan B Plan C
Emergency Home Assistance
(Up to S$100 per event, maximum 2 events)
S$200 S$200 S$200
Premiums (include prevailing GST)
  Plan A Plan B Plan C
1 Year Premium  S$74.90 S$128.40 S$192.60
3 Year Premium (after 15% discount) S$191.00 S$327.42 S$491.13

Top Up Plan from Plan C

Top Up Rates

(1 Year)

Top Up Rates

(3 Year)

Maximum Sum Insured Limit
Section 1 - Building including Renovations &/or Improvements (Fire & Extraneous Perils) 
 

Top Up Rates

(1 Year)

Top Up Rates

(3 Year)

Max Sum Insured Limit
Building including Renovations &/or Improvements (Fire & Extraneous Perils) 0.0535% 0.1364% S$3,500,000
Section 2 - Contents (All Risks)
 

Top Up Rates

(1 Year)

Top Up Rates

(3 Year)

Max Sum Insured Limit
Contents (All Risks)
Excess: Please refer to policy wordings
0.2568% 0.6548% S$500,000
Section 3 - Personal & Family Liability, and Food & Beverage Extension
 

Top Up Rates

(1 Year)

Top Up Rates

(3 Year)

Max Sum Insured Limit
Personal & Family Liability
(Any one accident/unlimited any one period)
S$26.75 for every S$500,000 S$68.21 for every S$500,000 S$1,000,000
Food & Beverage Extension
(Any one accident/aggregate)
N.A. N.A. N.A.
Section 4 - Personal Accident
 

Top Up Rates

(1 Year)

Top Up Rates

(3 Year)

Max Sum Insured Limit
Personal Accident
(S$10,000 per person, maximum S$50,000 per policy)
N.A. N.A. N.A.
Section 5 - Emergency Home Assistance
 

Top Up Rates

(1 Year)

Top Up Rates

(3 Year)

Max Sum Insured Limit
Emergency Home Assistance
(Up to S$100 per event, maximum 2 events)
N.A. N.A. N.A.

Description of Optional Coverage Limits/Top Up Rates
Optional Coverage
Description of Optional Coverage Limits/Top Up Rates
Upgrade my Personal Effects Cover (unspecified) on jewellery, watches, spectacles and handbags/wallets anywhere in Singapore
(Excess: S$250 each and every loss)
Limit Per Article (S$2,000)
Maximum Sum Insured up to S$20,000

Top Up Rate:
1.07% or minimum S$107.00 (1 Year) 
2.7285% or minimum S$272.85 (3 Year)
Upgrade my Personal & Family liability to Worldwide excluding USA, Canada and Sanctioned Countries
(Any one accident/unlimited any one period)
(Excess: S$250 each and every loss)
Limit of Liability: S$500,000
For Plan A, B, C:
S$53.50 (1 Year)
S$136.43 (3 Year)

OR

Limit of Liability: S$1,000,000
For Top Up Plan:
S$80.25 (1 Year)
S$204.64 (3 Year)
  • Sections 1 and 2 of the Policy are on First Loss Basis
  • Definition of First Loss Basis: Total compensation payable for loss/damage due to an insured peril will be up to the total insured value regardless of actual values of the lost/damaged items
  • Premises situated on road level or basement is subject to an excess of S$2,500 each and every loss in respect of flood claims
  • For 3 year discounted plan, the discount is given based on advanced no claim discount. Subject to no claims for past 3 years
  • Premiums above include prevailing GST

Extended Coverage

  1. Section 1 - Building including Renovations &/or Improvements (Fire & Extraneous Perils)

  2. Section 2 - Contents (All Risks)

  3. Section 3 - Personal and Family Liability

  4. Section 4 - Personal Accident

  5. Section 5 – Emergency Home Assistance

  6. Summary of Extended Coverage