Key Benefits

1

Flexible international plans to suit your needs

2

Medical expenses covered from the 1st dollar spent

People

We have got your needs covered

Compare our plans in detail, you’ll definitely find something that suits you

  Essential Extensive Elite
Hospital & Surgery
  Essential Extensive Elite
Annual Limit per person S$2 million S$4 million S$6 million
Hospitalisation (inpatient and day patient costs) Covered Covered Covered
Pre-hospitalisation benefits 30 days 30 days 180 days
Post-hospitalisation benefits 90 days 90 days 180 days
Parental accommodation Covered Covered Covered
Adult screening (Mammogram/Pap smear/Prostate screening) S$300
(Panel Network)
S$300
(Panel Network)
S$300
(Panel Network)
Outpatient surgery Covered Covered Covered
Cancer treatment Covered Covered Covered
Organ transplant Covered Covered Covered
Congenital and hereditary Conditions1,2 N.A. S$135,000 S$270,000
Neonatal Disabilities1,2 N.A. S$135,000 S$270,000
Adding newborns from birth without underwriting N.A. As long as a parent is insured for 1 year and renews. Underwriting will apply for adoptions, birth following assisted conception & surrogacy As long as a parent is insured for 1 year and renews. Underwriting will apply for adoptions, birth following assisted conception & surrogacy
Complications of pregnancy N.A. Covered Covered
Stem Cell Treatment1 N.A. S$100,000 S$200,000
HIV/AIDs1,2 S$135,000 S$135,000 Covered
Hospital Cash Benefit S$150 per night up to a maximum of 30 nights S$250 per night up to a maximum of 30 nights S$300 per night up to a maximum of 30 nights
Walk-in Emergency Room treatment S$300 S$400 S$800
Assistance Included in Every Hospital Plan
  Essential Extensive Elite
Emergency medical evacuation and repatriation Up to US$1,000,000 Up to US$1,000,000 Up to US$1,000,000
Repatriation of remains Covered Covered Covered
Cash advance Up to US$2,500 Up to US$2,500 Up to US$2,500
Legal expenses and assistance Up to US$2,500 Up to US$2,500 Up to US$2,500
Compassionate travel Return economy class airline ticket and hotel accommodation up to US$150 per night for max 7 nights Return economy class airline ticket and hotel accommodation up to US$150 per night for max 7 nights Return economy class airline ticket and hotel accommodation up to US$150 per night for max 7 nights
Optional Outpatient
  Essential Extensive Elite
Annual Limit for Outpatient Benefits S$7,000 Covered Covered
Outpatient co-insurance percentage Choice of NIL or 20% Choice of NIL or 20% Choice of NIL or 20%
GPs and Specialists Covered Covered Covered
Medicines, scans and tests Covered Covered Covered
Physiotherapy with referral S$1,500 Covered Covered
Outpatient Mental and Nervous Conditions1 N.A. S$4,800 S$10,000
Outpatient Behavioural or Development Disorders3 No cover S$1,400
Lifetime benefit
S$3,000
Lifetime benefit
Complementary Medicine and Traditional Chinese Medicine S$300 S$2,000 S$8,000
Medical appliances & mobility aids S$2,500 S$5,000 S$10,000
Medical check up and vaccinations N.A. S$1,000 S$2,500
Screening, medical checkup and vaccinations

Adults preventive screening as follows:
  • Mammography for women aged 40 years and above
  • Pap smear for women aged 19 years and above
  • Prostate screening for men aged 40 years and above
S$300
One of each test per period of insurance; Panel network providers only
S$500
One of each test per period of insurance
Fully covered
One of each test per period of insurance
Screening, medical checkup and vaccinations

Child health screenings below 16 years old for evaluating medical history, physical and development assessment, school entry health check and/or diabetic screening
No cover S$500
Age 3 and below: max. two tests per period of insurance
Age 4 to 16: max. one test per period of insurance
Fully covered
Age 3 and below: max. two tests per period of insurance
Age 4 to 16: max. one test per period of insurance
Routine Outpatient Maternity2 N.A. N.A. S$6,500 per pregnancy
Optional Maternity
  Essential Extensive Elite
Pre and post-natal care, delivery and newborn care2 S$7,000 per pregnancy S$13,500 per pregnancy S$20,000 per pregnancy
Optional Dental and Optical
  Essential Extensive Elite
Minor dental treatment (e.g. cleaning, simple extractions) S$1,400 S$1,400 S$1,400
Major dental treatment (e.g. implants, root canal, orthodontics)2 N.A. S$3,400 S$3,400
Eye exams, prescription contact lenses and lenses N.A. N.A. S$400

1 Lifetime Limit
2 Waiting Period applies
Physician, psychotherapist consultation fees, diagnostic scans and tests, medicines and drugs prescribed by a physician for a behavioural or developmental disorder