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Essential | Extensive | Elite |
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- Hospital & Surgery
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Essential Extensive Elite Annual Limit per person S$2 million S$4 million S$6 million Hospitalisation (inpatient and day patient costs) Covered Covered Covered Pre-hospitalisation benefits 30 days 30 days 180 days Post-hospitalisation benefits 90 days 90 days 180 days Parental accommodation Covered Covered Covered Adult screening (Mammogram/Pap smear/Prostate screening) S$300
(Panel Network)S$300
(Panel Network)S$300
(Panel Network)Outpatient surgery Covered Covered Covered Cancer treatment Covered Covered Covered Organ transplant Covered Covered Covered Congenital and hereditary Conditions1,2 N.A. S$135,000 S$270,000 Neonatal Disabilities1,2 N.A. S$135,000 S$270,000 Adding newborns from birth without underwriting N.A. As long as a parent is insured for 1 year and renews. Underwriting will apply for adoptions, birth following assisted conception & surrogacy As long as a parent is insured for 1 year and renews. Underwriting will apply for adoptions, birth following assisted conception & surrogacy Complications of pregnancy N.A. Covered Covered Stem Cell Treatment1 N.A. S$100,000 S$200,000 HIV/AIDs1,2 S$135,000 S$135,000 Covered Hospital Cash Benefit S$150 per night up to a maximum of 30 nights S$250 per night up to a maximum of 30 nights S$300 per night up to a maximum of 30 nights Walk-in Emergency Room treatment S$300 S$400 S$800 - Assistance Included in Every Hospital Plan
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Essential Extensive Elite Emergency medical evacuation and repatriation Up to US$1,000,000 Up to US$1,000,000 Up to US$1,000,000 Repatriation of remains Covered Covered Covered Cash advance Up to US$2,500 Up to US$2,500 Up to US$2,500 Legal expenses and assistance Up to US$2,500 Up to US$2,500 Up to US$2,500 Compassionate travel Return economy class airline ticket and hotel accommodation up to US$150 per night for max 7 nights Return economy class airline ticket and hotel accommodation up to US$150 per night for max 7 nights Return economy class airline ticket and hotel accommodation up to US$150 per night for max 7 nights - Optional Outpatient
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Essential Extensive Elite Annual Limit for Outpatient Benefits S$7,000 Covered Covered Outpatient co-insurance percentage Choice of NIL or 20% Choice of NIL or 20% Choice of NIL or 20% GPs and Specialists Covered Covered Covered Medicines, scans and tests Covered Covered Covered Physiotherapy with referral S$1,500 Covered Covered Outpatient Mental and Nervous Conditions1 N.A. S$4,800 S$10,000 Outpatient Behavioural or Development Disorders3 No cover S$1,400
Lifetime benefitS$3,000
Lifetime benefitComplementary Medicine and Traditional Chinese Medicine S$300 S$2,000 S$8,000 Medical appliances & mobility aids S$2,500 S$5,000 S$10,000 Medical check up and vaccinations N.A. S$1,000 S$2,500 Screening, medical checkup and vaccinations
Adults preventive screening as follows:- Mammography for women aged 40 years and above
- Pap smear for women aged 19 years and above
- Prostate screening for men aged 40 years and above
S$300
One of each test per period of insurance; Panel network providers onlyS$500
One of each test per period of insuranceFully covered
One of each test per period of insuranceScreening, medical checkup and vaccinations
Child health screenings below 16 years old for evaluating medical history, physical and development assessment, school entry health check and/or diabetic screeningNo cover S$500
Age 3 and below: max. two tests per period of insurance
Age 4 to 16: max. one test per period of insuranceFully covered
Age 3 and below: max. two tests per period of insurance
Age 4 to 16: max. one test per period of insuranceRoutine Outpatient Maternity2 N.A. N.A. S$6,500 per pregnancy - Optional Maternity
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Essential Extensive Elite Pre and post-natal care, delivery and newborn care2 S$7,000 per pregnancy S$13,500 per pregnancy S$20,000 per pregnancy - Optional Dental and Optical
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Essential Extensive Elite Minor dental treatment (e.g. cleaning, simple extractions) S$1,400 S$1,400 S$1,400 Major dental treatment (e.g. implants, root canal, orthodontics)2 N.A. S$3,400 S$3,400 Eye exams, prescription contact lenses and lenses N.A. N.A. S$400
1 Lifetime Limit
2 Waiting Period applies
3 Physician, psychotherapist consultation fees, diagnostic scans and tests, medicines and drugs prescribed by a physician for a behavioural or developmental disorder
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