Hospital & Surgery (SGD)

	Core	Essential	Extensive	Elite
Annual Limit	S$400,000 Specified Inpatient Providers only	S$2 million	S$4 million	S$6 million
Hospitalisation	Full cover	Full cover	Full cover	Full cover
Outpatient Surgery	Full cover	Full cover	Full cover	Full cover
Cancer Treatment	Full cover at National Cancer Centre Singapore or Specified Inpatient Providers	Full cover	Full cover	Full cover
Kidney Dialysis	Full cover	Full cover	Full cover	Full cover
Organ Transplant	S$50,000	Full cover	Full cover	Full cover
Congenital and Hereditary Conditions	No cover	No cover	S$135,000	S$270,000
Neonatal Disabilities1	No cover	No cover	S$135,000	S$270,000
Complications of pregnancy	No cover	No cover	Full cover	Full cover
Adult preventive health screening	No cover	S$300 Panel only	S$300 Panel only	S$300 Panel only
24/7 Medical Assistance	Included Up to US$1,000,000	Included Up to US$1,000,000	Included Up to US$1,000,000	Included Up to US$1,000,000
Annual Deductible Options	Nil	S$0 S$2,000 S$5,000 S$10,000	S$0 S$2,000 S$5,000 S$10,000	S$0 S$2,000 S$5,000 S$10,000
Area of Cover	ASEAN and India	Worldwide Worldwide excluding USA	Worldwide Worldwide excluding USA	Worldwide Worldwide excluding USA

Optional Outpatient (SGD)

	Core	Essential	Extensive	Elite
Outpatient Limit	S$3,500	S$7,000	Full cover	Full cover
Outpatient Co-insurance	Nil co-insurance Cover in Panel Network only	Nil or 20% co-insurance Co-insurance within Panel Network	Nil or 20% co-insurance Co-insurance within Panel Network	Nil or 20% co-insurance Co-insurance within Panel Network
GPs and Specialists	Full cover	Full cover	Full cover	Full cover
Medicines, scans, tests	Full cover	Full cover	Full cover	Full cover
Physiotherapy with Referral	S$750	S$1,500	Full cover	Full cover
Outpatient Mental and Nervous Conditions1	No cover	No cover	S$4,800	S$10,000
Outpatient Behavioural or Development Disorders1,3	No cover	No cover	S$1,400	S$3,000
Medical appliances & mobility aids	No cover	S$2,500	S$5,000	S$10,000
Complementary Medicine and Traditional Chinese Medicine	S$150	S$300	S$2,000	S$8,000
Adult Preventive health screenings as follows: Mammography for women aged 40 years and above Pap smear for women aged 19 years and above Prostate screening for men aged 40 years and above	No cover	S$300 One of each test per period of insurance. Panel Network only	S$500 One of each test per period of insurance.	Full cover One of each test per period of insurance.
Medical Checkup and Vaccinations	No cover	No cover	S$1,000	S$2,500

Optional Maternity (SGD)

	Core	Essential	Extensive	Elite
Pre and post-natal care, delivery and newborn care2	Not available	S$7,000 per pregnancy	S$13,500 per pregnancy	S$20,000 per pregnancy

Optional Dental and Optical (SGD)

	Core	Essential	Extensive	Elite
Minor dental treatment	Not available	S$1,400	S$1,400	S$1,400
Major dental treatment2	Not available	No cover	S$3,400	S$3,400
Eye exams, prescription contact lenses and prescription lenses	Not available	No cover	No cover	S$400

¹ Lifetime Limit
² Waiting Period applies
³ Physician, psychotherapist consultation fees, diagnostic scans and tests, medicines and drugs prescribed by a physician for a behavioural or developmental disorder

Please refer to the actual policy wordings for the terms and conditions.