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PACare Plus - Enhanced

Everyday protection for the whole family

Ready to take on anything

Everyday Protection for the Whole Family

Life is full of simple joys to experience with your loved ones. The enhanced PACare Plus makes sure you’re there for every moment by protecting you from accidents all year round.

Little ones are covered too if parents are protected by PACare Plus.

Benefits at a Glance

  1. Free Dependent Child Cover if Insured and spouse take up together in a single policy at inception or renewal
  2. Medical reimbursement coverage for Infectious Disease
  3. Inability to permanently perform 3 Activities of Daily Living after an accident is considered Permanent Total Disablement
  4. Double Indemnity for Death and Total Permanent Disability (TPD) when traveling in a Public Conveyance or due to floods, fire or explosions
  5. No Claim Bonus of up to 25%

Summary of Benefits

Description of Benefits Exclusive Elite Executive Economy Essential
Accidental Death
(Principal Sum Assured)
Pays in the event of death due to Accidental bodily injury
S$500,000 S$300,000 S$200,000 S$100,000 S$50,000
Permanent Disablement
Pay based on Scale of Benefit Table in the event of Permanent Disablement
S$500,000 S$300,000 S$200,000 S$100,000 S$50,000
Double Indemnity of Sections 1 and 2 when Insured is traveling in a Public Conveyance, or when due to landslide, flood, fire or explosion S$1,000,000 S$600,000 S$400,000 S$200,000 S$100,000
Temporary Total Disablement
per week, maximum of 104 weeks per Accident
S$500 S$300 S$200 S$100 S$50
Temporary Partial Disablement
per week, maximum of 104 weeks per Accident
S$250 S$150 S$100 S$50 S$25
Daily Hospital Cash per day with a maximum period of 90 days per Accident S$400 S$300 S$200 S$100 S$50
ICU Daily Hospital Cash per day with a maximum period of 90 days per Accident S$700 S$600 S$400 S$200 S$100
Compassionate Cash Relief
Pays a lump sum in the event of Accidental death
S$4,000 S$3,000 S$2,000 S$1,000 S$1,000
Medical Expenses Reimburses for inpatient and outpatient treatment incurred due to Accident and Infectious Disease (per Accident) S$10,000 S$7,500 S$5,000 S$3,000 S$1,000
Medical Expenses Limits Doubles when Insured is traveling in a Public Conveyance, or when due to landslide, flood, fire or explosion, or when warded in an ICU of a Hospital S$20,000 S$15,000 S$10,000 S$6,000 S$2,000
Traditional Chinese Medical and Chiropractor Treatment (per Accident) S$1,000 S$750 S$500 S$400 S$100
Mobility Aid & Ambulance Service (per Accident) S$5,000 S$5,000 S$3,000 S$1,000 S$500
Emergency Evacuation and Repatriation via use of Liberty Helpline (+65) 6334 4434 S$1,000,000 S$1,000,000 S$1,000,000 S$1,000,000 S$500,000
Repatriation of Mortal Remains via use of Liberty Helpline (+65) 6334 4434 S$100,000 S$100,000 S$100,000 S$100,000 S$50,000
24-hour Medical Assistance via use of Liberty Helpline (+65) 6334 4434 Covered Covered Covered Covered Covered
Transport Allowance *NEW*
Reimburses taxi fare incurred within 60 days upon discharge from Hospital (per Accident)
S$150 S$125 S$100 S$75 S$50
Personal Liability *NEW*
Insures against third party claims for bodily Injury or property damage caused by Insured’s negligence
S$500,000 S$300,000 S$200,000 S$100,000 S$50,000
Trauma Counselling Expenses *NEW*
Pays the cost of counselling if the Insured suffers 50% or more Permanent Disablement (per policy year)
S$3,500 S$2,500 S$2,000 S$1,500 S$1,000
Comatose State Benefit *NEW*
Pays a lump sum if the Insured suffers a coma as a result of an Accident (per policy year)
S$25,000 S$15,000 S$10,000 S$5,000 S$2,500

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.