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Key Benefits
From just $1 a day, Liberty’s PetCare gives you the peace of mind needed to focus on what truly matters — your precious pet. As Singapore’s first pet insurance policy, PetCare covers up to 70% of vet bills and a large range of common pet concerns. With your dog or cat safely insured, you won’t have to worry about medical expenses arising from illnesses or accidents.
1
High Coverage
PetCare covers up to 70% of eligible vet bills, up to $10,000 per year
2
Convenience
Medical examination is not required
3
Covers Third Party Liability
That arises from pet ownership
4
Freedom of Choice
You may visit any vet of your choice in Singapore
5
No Claim Discount
Healthy pets enjoy up to 15% discount on their plans
Find A Plan That Meets Your Needs
Co-insurance and Deductible
| Description | Co-insurance percentage to be borne by the Insured (per Incident) | Deductible per Incident |
|---|
- Accident
-
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident Accidental Death
Death of the Insured Pet due to Accidental InjuryN.A. N.A. Accidental Injury
Vet expenses arising from Accidental InjuryN.A. $50 Theft
Loss due to reported Theft (Not Applicable to Cats)N.A. N.A. - Medical
-
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident Illness
Vet expenses for non-surgical Treatment50% N.A. Illness
Vet expenses for surgical Treatment30% N.A. - Liability
-
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident Third Party Liability
Third Party Liability arising from owning the Insured PetN.A. S$500
Benefit Limit
(per incident & in the aggregate)
| Description | Standard Plan | Enhanced Plan | Superior Plan |
|---|
- Accident
-
Description Standard Plan Enhanced Plan Superior Plan Accidental Death
Death of the Insured Pet due to Accidental InjuryS$1,000 S$2,000 S$3,000 Accidental Injury
Vet expenses arising from Accidental InjuryS$500 S$750 S$3,000 Theft
Loss due to reported Theft (Not Applicable to Cats)S$300 S$500 S$1,250 - Medical
-
Description Standard Plan Enhanced Plan Superior Plan Illness
Vet expenses for non-surgical TreatmentS$500 S$750 S$3,000 Illness
Vet expenses for surgical TreatmentS$1,500 S$2,000 S$10,000 - Liability
-
Description Standard Plan Enhanced Plan Superior Plan Third Party Liability
Third Party Liability arising from owning the Insured PetS$100,000 S$250,000 S$500,000
No Claim Discount
| No Claim Period | Discount Available |
|---|---|
| One Year | 5% |
| Two Consecutive Years | 10% |
| Three Consecutive Years | 15% |
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Notes
- Eligibility
-
The Insured Pet must:
- Be micro-chipped
- Be residing regularly in the same premise as you
- Be at least 8 weeks old and not more than 9 years old at the enrolment date
- Not be a working dog. Example: guide dog, guard dog
- Not be a dog or cat used for breeding purposes
- Major Exclusions
-
- Theft arising from any intentional, neglectful or preventable act
- Liability arising from any intentional, neglectful or preventable act
- Pre-existing, Hereditary, Congenital and Skin Conditions
- Day to day care.
Example: vitamins, supplements, vaccinations, training, grooming - Damage to teeth and gums unless as a result of an Accident
- Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
- Elective procedures and treatments.
Example: nail clipping, tail docking, debarking
