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proMedico

Medical Coverage - Making decisions with greater assurance

Take control of your medical treatment

Medical Coverage - Making decisions with greater assurance

Is it right to have a set back in your life due to illness? We don’t believe so. With proMedico’s comprehensive health insurance, be empowered to choose where and when you will receive medical treatment and get back on track as soon as possible. At Liberty insurance, you can receive compensation in times of need with daily hospital cash. Enjoy greater assurance with no surgical sub-limits.

Benefits at a Glance

  1. Daily Hospital Cash
  2. Outpatient General Practitioner and Specialist rider
  3. Maximum renewal age up to 80 years old
  4. No surgical sub-limits
  5. Medical emergency evacuation

Summary of Benefits

Description of Benefits Essential Economy Executive International
Annual Overall Limit
(Max. amount per person per Policy Year)
S$75,000 S$150,000 S$250,000 S$800,000
All Hospital Services As Charged As Charged As Charged As Charged
Room & Board
(per day)
4 Bedded Singapore
Restructured Hospital
2 Bedded Singapore
Private Hospital
Standard 1 Bedded
Singapore
Restructured Hospital
Standard 1 Bedded
Singapore Private
Hospital
Intensive Care Unit
(per day)
As Charged As Charged As Charged As Charged
Day Surgery As Charged As Charged As Charged As Charged
Minor Surgical Procedure in an Outpatient Clinic As Charged As Charged As Charged As Charged
Local Ambulance Services As Charged As Charged As Charged As Charged
Pre-Hospital Diagnostic Services
(within number of days prior to admission)
As Charged
(90 Days)
As Charged
(90 Days)
As Charged
(90 Days)
As Charged
(90 Days)
Post-Hospitalization Treatment
(within number of days prior to admission)
As Charged
(90 Days)
As Charged
(90 Days)
As Charged
(90 Days)
As Charged
(90 Days)
Lodger Benefit
For Child below age 12 (Max. Amount S$100 per day)
N.A N.A As Charged As Charged
Local Ambulance Fee As Charged As Charged As Charged As Charged
Nursing at home
(Max. 26 weeks per Policy Year)
N.A. N.A. N.A. As Charged
Outpatient Cancer and Kidney Dialysis Treatment
(Max. amount per person per Policy Year)
S$10,000 S$20,000 S$30,000 S$50,000
Emergency Outpatient Treatment
(Within 24 hours of Accident)
As Charged As Charged As Charged As Charged
Emergency Dental Treatment
(Within 24 hours of accident)
As Charged As Charged As Charged As Charged
Organ Transplantation
(Max. amount per person per Policy Year)
As Charged As Charged S$150,000 S$200,000
Maternity Care
(12 months waiting period; Maximum amount per Policy Year)
N.A. N.A. N.A. S$6,000
Daily Hospital Cash Benefit
(Per day if admitted to Singapore Restructured Hospital, payable up to 30 days)
  • B1 Ward
N.A. S$100 S$100 S$200
  • B2/B2+ Ward
S$150 S$200 S$200 S$250
  • C Ward
S$200 S$300 S$300 S$300
Permanent Total Disability
(Reduce to 50% when the Insured Person is a manual worker)
N.A N.A N.A S$40,000
Emergency Medical Evacuation N.A Unlimited Unlimited Unlimited
Repatriation/Local Burial
(Cover for death in home country is excluded)
N.A S$5,000 S$10,000 S$20,000
Mobility Aids S$250 S$350 S$500 S$650
Surgical Implants S$750 S$1,500 S$3,000 S$5,000

 

Outpatient Services – Rider to Inpatient Cover (Optional)
Outpatient General Practitioner (GP) and Specialist (SP) Benefit Benefit Limit
Outpatient Panel GP Visits As Charged
Outpatient Non-Panel GP Visits As Charged and subject to 20% Co-insurance
Accident & Emergency Department in Singapore Hospitals Limited to 2 visits per Policy Year
Singapore Government Polyclinics As Charged
Overseas Outpatient GP Visits Up to S$50 per visit and limited to 3 visits per Policy Year
Panel and Non-Panel SP (Consultation, Laboratory and X-Rays Services) S$4,000 (max amount per person per Policy Year)
(20% Co-insurance applicable to Non-Panel SP)

 

Optional Outpatient Services is only availabile under Economy, Executive or International Plan.
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.