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proMedico Plus

Take the extra step for greater coverage

Higher limits and extra benefits

Take the extra step for greater coverage

Certain situations call for more medical coverage than you have. Take the step to expand your medical coverage so you’ll be ready for tough times. With proMedico Plus, be protected for a variety of scenarios such as psychiatric treatment, cancer and kidney treatment. Personalize it down to your individual needs and know that you get higher limits and extra benefits on top of what proMedico offers.

Benefits at a Glance

  1. Annual overall limit up to S$1.2 million under International Plus plan
  2. Inpatient psychiatric treatment
  3. Taxi fare to and from hospital within Singapore
  4. Outpatient cancer and kidney treatment
  5. Post hospitalization/surgery period up to 120 days under Executive Plus and International Plus plans

Summary of Benefits

Description of Benefits
Essential Plus
Economy Plus
Executive Plus
International Plus
Annual Overall Limit
(Max. amount per person per Policy Year)
S$200,000 S$400,000 S$750,000 S$1,200,000
Hospital Benefits
All Hospital Services As Charged As Charged As Charged As Charged
Daily Hospital Room & Board
(per day)
4 Bedded Singapore Government Hospital 2 Bedded Singapore Private Hospital Standard 1 Bed Singapore Government Hospital Standard 1 Bed Singapore Private Hospital
Intensive Care Unit
(per day)
As Charged As Charged As Charged As Charged
Surgeon’s Fees As Charged As Charged As Charged As Charged
Day Surgery
(including minor surgical procedure in clinic)
As Charged As Charged As Charged As Charged
Daily In-Hospital Physician’s Visit As Charged As Charged As Charged As Charged
Pre-Hospitalization/Surgery Diagnostic Services
(within number of days prior to admission)
As Charged
(90 days)
As Charged
(90 days)
As Charged
(120 days)
As Charged
(120 days)
Pre-Hospitalization/Surgery Specialist’s Consultation includes medication
(within number of days prior to admission)
As Charged
(90 days)
As Charged
90 days)
As Charged
(120 days)
As Charged
(120 days)
Post-Hospitalization/Surgery Treatment
(up to number of days following discharge from Hospital)
As Charged
(90 days)
As Charged
(90 days)
As Charged
120 days)
As Charged
(120 days)
Lodger Benefits
(for Child below age 12)
As Charged As Charged As Charged As Charged
Local Ambulance Fee As Charged As Charged As Charged As Charged
Home Nursing
(up to 26 weeks per Policy Year)
N.A. N.A. As Charged As Charged
Outpatient Treatments
Outpatient Kidney Dialysis
(per Policy Year)
S$30,000 S$70,000 S$100,000 S$120,000
Outpatient Cancer Treatment
(per Policy Year)
S$30,000 S$70,000 S$100,000 S$120,000
Emergency Outpatient Treatment
(Within 24 hours of Accident)
As Charged As Charged As Charged As Charged
Emergency Dental Treatment Following Accident
(Within 24 hours of Accident)
S$3,000 S$5,000 S$8,000 S$10,000
Organ Transplantation
Organ Transplantation
(Bone Marrow, Heart, Kidney, Liver, Lung) including the direct cost of up to 20% of the transplantation costs to remove an organ for transplant – 24 months Waiting Period
S$100,000 S$120,000 S$150,000 S$250,000
Prosthetic Treatment
(per Policy Year)
S$3,000 S$5,000 S$8,000 S$10,000
Maternity Benefits
Miscarriage due to Accident
(per pregnancy)
S$2,000 S$3,000 S$4,000 S$5,000
Maternity Care
(12 months waiting period)(Maximum amount per pregnancy)
N.A. N.A. N.A. S$5,000
Daily Hospital Cash Allowance
(Per day if admitted to Singapore Restructured Hospital, payable up to 30 days)
  • B1 Ward
N.A. S$100 S$100 S$200
  • B2/B2+ Ward
S$150 S$200 S$200 S$250
  • C Ward
S$200 S$300 S$300 S$300
Dread Disease Recuperation Benefit
Coronary Artery By-Pass Surgery, Heart Attack, Cancer, Stroke (One-time lump sum payment)
S$1,000 S$3,000 S$4,000 S$5,000
Special Grant
(One-time lump sum payment)
S$3,000 S$5,000 S$8,000 S$10,000
Permanent Total Disability
(Reduced to 50% when Insured Person is a manual worker; one-time lump sum payment)
N.A. N.A. N.A. S$40,000
Medical Evacuation/Repatriation (Annual Overall Limits do not apply)
Emergency Medical Evacuation/Repatriation
(per occurrence)
Unlimited Unlimited Unlimited Unlimited
Repatriation of Mortal Remains
(per occurrence)
S$10,000 S$10,000 S$20,000 S$30,000
Mobility Aids and Medical Appliances N.A. S$1,000 S$1,500 S$2,000
Inpatient Psychiatric Treatment N.A. S$1,000 S$1,500 S$2,000
Complications of Pregnancy N.A. S$1,000 S$1,500 S$2,000
Taxi Fare For Travelling To and From Hospital within Singapore
(Arising from a day surgery procedure or Hospital Admission)
As Charged As Charged As Charged As Charged

 

Outpatient Services – Rider to Inpatient Cover (Optional)
Outpatient General Practitioner (GP) and Specialist (SP) Benefit Benefit Limit
Outpatient Panel GP Visits As Charged
Outpatient Non-Panel GP Visits As Charged and subject to 20% Co-insurance
Accident & Emergency Department in Singapore Hospitals Limited to 2 visits per Policy Year
Singapore Government Polyclinics As Charged
Overseas Outpatient GP Visits Up to S$50 per visit and limited to 3 visits per Policy Year
Panel and Non-Panel SP (Consultation, Laboratory and X-Rays Services) S$4,000 (max amount per person per Policy Year)
(20% Co-insurance applicable to Non-Panel SP)

 

Optional Outpatient Services is only availabile under Economy, Executive or International Plan.
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.