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Key Benefits
1
Hospital Daily Income Benefit
2
24-hour Medical Assistance
3
Coverage for Personal Accident
4
Compensation for Travel Inconveniences
5
Benefits extended to cover Covid-19.
For more information go to the download button at the bottom of page.
Find a Plan that Meets Your Needs
Per Individual
• Age 75 years & below
| Description of Benefits | Standard (Maximum Coverage (S$) |
Supreme (Maximum Coverage (S$) |
|---|
- Personal Accident
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Personal Accident
(Double Indemnity for Road Accident)
Compensates for Accidental death or permanent disablement following Accidental bodily injuryS$150,000 S$300,000 - Medical
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Overseas Medical Expenses
Pays for medical and hospital expenses incurred whilst abroad as a result of Sickness or Injury including treatment by Chinese Physician & Chiropractor up to S$500S$250,000 S$500,000 Medical Expenses Incurred upon return
to Singapore
Follow-up treatment within 31 days from return date (following discharge from Overseas Hospital) or treatment sought within 3 days from return date and up to 31 days (if initial treatment is not sought overseas). Including treatment by Chinese Physician & Chiropractor up to S$500S$15,000 S$25,000 Overseas Hospital Visit
Pays for the cost of transportation of one relative or friend if the insured is hospitalised for more than 5 days whilst OverseasS$3,000 S$5,000 Additional Accommodation Expenses
Pays for the hotel accommodation incurred by one relative or friend if the insured is hospitalised for more than 5 days whilst Overseas, up to a limit of S$400 per day (Standard Plan) or S$1,000 per day (Supreme Plan)S$2,000 S$5,000 Overseas Compassionate Visit
Pays for the cost of transportation of one relative or friend to assist in the preparation of the mortal remainsS$3,000 S$5,000 Child Guard
Pays for the cost of returning unattended child back to the home country or country of residenceS$3,000 S$5,000 Hospital Daily Income Benefit (Overseas)
Pays for each 24-hour period of Overseas Hospital confinement up to a limit of S$200 per day subject to a maximum of 50 days (Standard Plan) or a maximum of 150 days (Supreme Plan)S$10,000 S$30,000 Hospital Daily Income Benefit (Singapore)
Pays for each 24-hour period of hospital confinement (more than 5 consecutive days) upon immediate return to Singapore up to a limit of S$100 per day subject to a maximum of 5 days (Standard Plan) or a maximum of 10 days (Supreme Plan)S$500 S$1,000 Medical Expenses for Pregnancy-Related Sickness
Pays for medical expenses for pregnancy-related SicknessS$2,500 S$5,000 24-hour Medical Assistance
On referral or arrangement basisLiberty Helpline Liberty Helpline Emergency Telephone Expenses
Pays for telephone charges as a result of a medical emergencyS$100 S$100 Emergency Medical Evacuation
Covers all expenses for emergency medical evacuation coordinated by Liberty Helpline:
(65) 6636 1131Unlimited Unlimited Emergency Medical Evacuation
Special Extension for emergency medical evacuation due to Pre-Existing ConditionS$200,000 S$200,000 Repatriation of Mortal Remains
Covers for the cost of transporting Insured’s mortal remains or local burial at the place of deathUnlimited Unlimited Repatriation of Mortal Remains
Special Extension for Repatriation of Mortal Remains due to Pre-Existing ConditionS$50,000 S$50,000 - Liability
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Personal Liability
Insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst OverseasS$500,000 S$1,000,000 - Inconveniences
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Trip Cancellation / Postponement
Pays for the non-refundable portion of travels costs paid in advance or administrative charges incurred due to Unforeseen CircumstancesS$5,000 S$10,000 Trip Curtailment
Pays for the pro-rata amount for each complete day of the planned Trip lost due to Unforeseen CircumstancesS$5,000 S$10,000 Alternative Trip Arrangement
Pays the additional travel cost incurred for alternative transportation to continue the planned Trip if the scheduled transport is cancelled or delayed for more than 24 hoursS$500 S$500 Trip Disruption
Pays for the pro-rata amount for each complete day of the planned Trip lost if the insured person is hospitalised Overseas for more than 5 consecutive daysS$3,000 S$5,000 Travel / Flight Misconnection
Pays for the full 6 consecutive hours of scheduled transport delayed while OverseasS$200 S$200 Travel Delay - Pays S$100 for each full 6 consecutive hours if the departure of the scheduled transport is delayed whilst Overseas
- Pays maximum limit of S$150 for travel delay in Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000 Flight Diversion
Pays S$100 for each full 6 consecutive hours if the scheduled flight is diverted whilst OverseasS$1,000 S$1,000 Travel Overbooking
Covers accommodation, meal and travel expenses if the insured person is unable to board the scheduled flight due to overbookingS$150 S$200 Emergency Purchases
Pays for emergency purchase of essential personal items if insured person’s baggage is stolen or permanently lostS$250 S$500 Baggage Delay - Pays S$200 for each full 6 consecutive hours if insured person’s checked-in baggage is delayed whilst Overseas
- Pays maximum limit of S$200 for baggage delay upon return to Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000 24-hour Travel Assistance
On referral or arrangement basisLiberty Helpline Liberty Helpline - Losses
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Loss of Personal Money
Covers for loss of money whilst Overseas as a result of a robbery, burglary/theft or due to
Natural DisasterS$250 S$500 Loss of Travel Documents
Pays for the cost of replacing the insured person’s travel documents including the additional travel and hotel accommodation expenses incurredS$3,000 S$5,000 Loss of or Damage to Baggage & Personal Effects
Covers loss, damage or stolen baggage and personal effects sustained Overseas including golfing equipment and laptop
computer
(maximum of S$500 for each item or set or pair of items; maximum of S$1,000 for laptop computer)S$3,000 S$5,000 Rental Vehicle Excess Cover
Covers for the excess or deductible which insured person may legally liable to pay in respect of accidental loss or damage to rental vehicleS$1,000 S$2,000 Closure of Travel Agent
Pays for loss of travel related expenses paid in advance as a result of financial collapse or default of the travel agent in SingaporeS$5,000 S$10,000 Home Guard
Covers for loss or damage to the household contents in Singapore residence due to fire whilst residence was left vacant for full duration of tripS$2,500 S$5,000 Hijack Benefit - Pays an allowance if the aircraft in which the insured person is travelling is hijacked for more than 12 consecutive hours
- Limit per 12–hour period of S$100 (Standard Plan) or S$200 (Supreme Plan)
S$1,000 S$2,000 Automatic Extension
Automatically extends for 7 days if Trip is delayed due to Accident, Sickness suffered by insured person or delay by scheduled airline7 days 7 days Disruption / Withdrawal of Hotel Services
Pays S$100 for each 24-hour period in the event of disruption or withdrawal of hotel services as a result of strike or riot at the travel destinationS$200 S$200 Kidnap Benefit
Pays S$250 for each 24-hour period in the event that the insured person is held hostageS$3,000 S$5,000 Terrorism Extension
Covers death or bodily injury, loss or damage in the event of terrorism including the use of Nuclear, Chemical and/or Biological weapons whilst Overseas
(Not Applicable to Section 13, 14 & 15)Covered Covered Quarantine Following Infectious Diseases
Pays S$50 for each complete day of quarantine whilst on a Trip Overseas or within 7 days upon returning to SingaporeS$350 S$700
- The amounts listed in the benefits table are the maximum coverage payable for each benefit
- Pre-existing medical conditions will not be covered (except for Sections 13 and 14)
- Coverage intended for overseas and not in Singapore
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Per Individual
• Age 76 to 85 years
| Description of Benefits | Standard (Maximum Coverage (S$) |
Supreme (Maximum Coverage (S$) |
|---|
- Personal Accident
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Personal Accident
(Double Indemnity for Road Accident)
Compensates for Accidental death or permanent disablement following Accidental bodily injuryS$50,0001 S$100,0001 - Medical
-
Description of Benefits Standard
(Maximum Coverage (S$)Economy
(Maximum Coverage (S$)Overseas Medical Expenses
Pays for medical and hospital expenses incurred whilst abroad as a result of Sickness or Injury including treatment by Chinese Physician & Chiropractor up to S$500S$50,0001 S$75,0001 Medical Expenses Incurred upon return to Singapore
Follow-up treatment within 31 days from return date (following discharge from Overseas Hospital) or treatment sought within 3 days from return date and up to 31 days (if initial treatment is not sought overseas). Including treatment by Chinese Physician & Chiropractor up to S$500S$1,0001 S$2,5001 Overseas Hospital Visit
Pays for the cost of transportation of one relative or friend if the insured is hospitalised for more than 5 days whilst OverseasS$3,000 S$5,000 Additional Accommodation Expenses
Pays for the hotel accommodation incurred by one relative or friend if the insured is hospitalised for more than 5 days whilst Overseas, up to a limit of S$400 per day (Standard Plan) or S$1,000 per day (Supreme Plan)S$2,000 S$5,000 Overseas Compassionate Visit
Pays for the cost of transportation of one relative or friend to assist in the preparation of the mortal remainsS$3,000 S$5,000 Child Guard
Pays for the cost of returning unattended child back to the home country or country of residenceS$3,000 S$5,000 Hospital Daily Income Benefit (Overseas)
Pays for each 24-hour period of Overseas Hospital confinement up to a limit of S$200 per day subject to a maximum of 50 days (Standard Plan) or a maximum of 150 days (Supreme Plan)S$10,000 S$30,000 Hospital Daily Income Benefit (Singapore)
Pays for each 24-hour period of hospital confinement (more than 5 consecutive days) upon immediate return to Singapore up to a limit of S$100 per day subject to a maximum of 5 days (Standard Plan) or a maximum of 10 days (Supreme Plan)S$500 S$1,000 Medical Expenses for Pregnancy-Related Sickness
Pays for medical expenses for pregnancy-related SicknessS$2,500 S$5,000 24-hour Medical Assistance
On referral or arrangement basisLiberty Helpline Liberty Helpline Emergency Telephone Expenses
Pays for telephone charges as a result of a medical emergencyS$100 S$100 Emergency Medical Evacuation
Covers all expenses for emergency medical evacuation coordinated by Liberty Helpline:
(65) 6636 1131S$100,0001 S$150,0001 Emergency Medical Evacuation
Special Extension for emergency medical evacuation due to Pre-Existing ConditionS$100,0001 S$100,0001 Repatriation of Mortal Remains
Covers for the cost of transporting Insured’s mortal remains or local burial at the place of deathS$15,0001 S$30,0001 Repatriation of Mortal Remains
Special Extension for Repatriation of Mortal Remains due to Pre-Existing ConditionS$20,0001 S$20,0001 - Liability
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Personal Liability
Insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst OverseasS$500,000 S$1,000,000 - Inconveniences
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Trip Cancellation / Postponement
Pays for the non-refundable portion of travels costs paid in advance or administrative charges incurred due to Unforeseen CircumstancesS$5,000 S$10,000 Trip Curtailment
Pays for the pro-rata amount for each complete day of the planned Trip lost due to Unforeseen CircumstancesS$5,000 S$10,000 Alternative Trip Arrangement
Pays the additional travel cost incurred for alternative transportation to continue the planned Trip if the scheduled transport is cancelled or delayed for more than 24 hoursS$500 S$500 Trip Disruption
Pays for the pro-rata amount for each complete day of the planned Trip lost if the insured person is hospitalised Overseas for more than 5 consecutive daysS$3,000 S$5,000 Travel / Flight Misconnection
Pays for the full 6 consecutive hours of scheduled transport delayed while OverseasS$200 S$200 Travel Delay - Pays S$100 for each full 6 consecutive hours if the departure of the scheduled transport is delayed whilst Overseas
- Pays maximum limit of S$150 for travel delay in Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000 Flight Diversion
Pays S$100 for each full 6 consecutive hours if the scheduled flight is diverted whilst OverseasS$1,000 S$1,000 Travel Overbooking
Covers accommodation, meal and travel expenses if the insured person is unable to board the scheduled flight due to overbookingS$150 S$200 Emergency Purchases
Pays for emergency purchase of essential personal items if insured person’s baggage is stolen or permanently lostS$250 S$500 Baggage Delay - Pays S$200 for each full 6 consecutive hours if insured person’s checked-in baggage is delayed whilst Overseas
- Pays maximum limit of S$200 for baggage delay upon return to Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000 24-hour Travel Assistance
On referral or arrangement basisLiberty Helpline Liberty Helpline - Losses
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Loss of Personal Money
Covers for loss of money whilst Overseas as a result of the robbery, burglary/theft or due to Natural DisasterS$250 S$500 Loss of Travel Documents
Pays for the cost of replacing the insured person’s travel documents including the additional travel and hotel accommodation expenses incurredS$3,000 S$5,000 Loss of or Damage to Baggage & Personal Effects
Covers loss, damage or stolen baggage and personal effects sustained Overseas including golfing equipment and laptop computer
(maximum of S$500 for each item or set or pair of items; maximum of S$1,000 for laptop computer)S$3,000 S$5,000 Rental Vehicle Excess Cover
Covers for the excess or deductible which insured person may legally liable to pay in respect of accidental loss or damage to the rental vehicleS$1,000 S$2,000 Closure of Travel Agent
Pays for loss of travel related expenses paid in advance as a result of financial collapse or default of the travel agent in SingaporeS$5,000 S$10,000 Home Guard
Covers for loss or damage to the household contents in Singapore residence due to fire whilst residence was left vacant for the full duration of the tripS$2,500 S$5,000 Hijack Benefit - Pays an allowance if the aircraft in which the insured person is travelling is hijacked for more than 12 consecutive hours
- Limit per 12–hour period of S$100 (Standard Plan) or S$200 (Supreme Plan)
S$1,000 S$2,000 Automatic Extension
Automatically extends for 7 days if Trip is delayed due to Accident, Sickness suffered by insured person or delay by scheduled airline7 days 7 days Disruption / Withdrawal of Hotel Services
Pays S$100 for each 24-hour period in the event of disruption or withdrawal of hotel services as a result of strike or riot at travel destinationS$200 S$200 Kidnap Benefit
Pays S$250 for each 24-hour period in the event that the insured person is held hostageS$3,000 S$5,000 Terrorism Extension
Covers death or bodily injury, loss or damage in the event of terrorism including the use of Nuclear, Chemical and/or Biological weapons whilst Overseas
(Not Applicable to Section 13, 14 & 15)Covered Covered Quarantine Following Infectious Diseases
Pays S$50 for each complete day of quarantine whilst on a Trip Overseas or within 7 days upon returning to SingaporeS$350 S$700
1 Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan
- The amounts listed in the benefits table are the maximum coverage payable for each benefit
- Pre-existing medical conditions will not be covered (except for Sections 13 and 14)
- Coverage intended for overseas and not in Singapore
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Per Family
| Description of Benefits | Standard (Maximum Coverage (S$) |
Supreme (Maximum Coverage (S$) |
|---|
- Personal Accident
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Personal Accident
(Double Indemnity for Road Accident)
Compensates for Accidental death or permanent disablement following Accidental bodily injury
Age 75 years & below
S$150,000
S$300,000Age 76 to 85 years S$50,0001 S$100,0001 Insured Child (<25 years) S$50,000 S$100,000 - Medical
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Overseas Medical Expenses
Pays for medical and hospital expenses incurred whilst abroad as a result of Sickness or Injury including treatment by Chinese Physician & Chiropractor up to S$500S$500,000 S$800,000 Medical Expenses Incurred upon return to Singapore
Follow-up treatment within 31 days from return date (following discharge from Overseas Hospital) or treatment sought within 3 days from return date and up to 31 days (if initial treatment is not sought overseas). Including treatment by Chinese Physician & Chiropractor up to S$500S$30,000 S$50,000 Overseas Hospital Visit
Pays for the cost of transportation of one relative or friend if the insured is hospitalised for more than 5 days whilst OverseasS$6,000 S$10,000 Additional Accommodation Expenses
Pays for the hotel accommodation incurred by one relative or friend if the insured is hospitalised for more than 5 days whilst Overseas, up to a limit of S$400 per day (Standard Plan) or S$1,000 per day (Supreme Plan)S$2,000 S$5,000 Overseas Compassionate Visit
Pays for the cost of transportation of one relative or friend to assist in the preparation of the mortal remainsS$6,000 S$10,000 Child Guard
Pays for the cost of returning unattended child back to the home country or country of residenceS$6,000 S$10,000 Hospital Daily Income Benefit (Overseas)
Pays for each 24-hour period of Overseas Hospital confinement up to a limit of S$200 per day subject to a maximum of 50 days (Standard Plan) or a maximum of 150 days (Supreme Plan)S$10,000 S$30,000 Hospital Daily Income Benefit (Singapore)
Pays for each 24-hour period of hospital confinement (more than 5 consecutive days) upon immediate return to Singapore up to a limit of S$100 per day subject to a maximum of 5 days (Standard Plan) or a maximum of 10 days (Supreme Plan)S$500 S$1,000 Medical Expenses for Pregnancy-Related Sickness
Pays for medical expenses for pregnancy-related SicknessS$2,500 S$5,000 24-hour Medical Assistance
On referral or arrangement basisLiberty Helpline Liberty Helpline Emergency Telephone Expenses
Pays for telephone charges as a result of a medical emergencyS$100 S$100 Emergency Medical Evacuation
Covers all expenses for emergency medical evacuation coordinated by Liberty Helpline:
(65) 6636 1131Unlimited Unlimited Emergency Medical Evacuation
Special Extension for emergency medical evacuation due to Pre-Existing ConditionS$500,000 S$500,000 Repatriation of Mortal Remains
Covers for the cost of transporting Insured’s mortal remains or local burial at the place of deathUnlimited Unlimited Repatriation of Mortal Remains
Special Extension for Repatriation of Mortal Remains due to Pre-Existing ConditionS$200,000 S$200,000 - Liability
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Personal Liability
Insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst OverseasS$500,000 S$1,000,000 - Inconveniences
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Trip Cancellation / Postponement
Pays for the non-refundable portion of travels costs paid in advance or administrative charges incurred due to Unforeseen CircumstancesS$10,000 S$20,000 Trip Curtailment
Pays for the pro-rata amount for each complete day of the planned Trip lost due to Unforeseen CircumstancesS$10,000 S$20,000 Alternative Trip Arrangement
Pays the additional travel cost incurred for alternative transportation to continue the planned Trip if the scheduled transport is cancelled or delayed for more than 24 hoursS$1,000 S$1,000 Trip Disruption
Pays for the pro-rata amount for each complete day of the planned Trip lost if the insured person is hospitalised Overseas for more than 5 consecutive daysS$5,000 S$8,000 Travel / Flight Misconnection
Pays for the full 6 consecutive hours of scheduled transport delayed while OverseasS$200 S$200 Travel Delay - Pays S$100 for each full 6 consecutive hours if the departure of the scheduled transport is delayed whilst Overseas
- Pays maximum limit of S$150 for travel delay in Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$2,000 Flight Diversion
Pays S$100 for each full 6 consecutive hours if the scheduled flight is diverted whilst OverseasS$1,000 S$1,000 Travel Overbooking
Covers accommodation, meal and travel expenses if the insured person is unable to board the scheduled flight due to overbookingS$300 S$400 Emergency Purchases
Pays for emergency purchase of essential personal items if insured person’s baggage is stolen or permanently lostS$500 S$1,000 Baggage Delay - Pays S$200 for each full 6 consecutive hours if insured person’s checked-in baggage is delayed whilst Overseas
- Pays maximum limit of S$200 for baggage delay upon return to Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000 24-hour Travel Assistance
On referral or arrangement basisLiberty Helpline Liberty Helpline - Losses
-
Description of Benefits Standard
(Maximum Coverage (S$)Supreme
(Maximum Coverage (S$)Loss of Personal Money
Covers for loss of money whilst Overseas as a result of the robbery, burglary/theft or due to Natural DisasterS$500 S$1,000 Loss of Travel Documents
Pays for the cost of replacing the insured person’s travel documents including the additional travel and hotel accommodation expenses incurredS$5,000 S$5,000 Loss of or Damage to Baggage & Personal Effects
Covers loss, damage or stolen baggage and personal effects sustained Overseas including golfing equipment and laptop computer
(maximum of S$500 for each item or set or pair of items; maximum of S$1,000 for laptop computer)S$5,000 S$8,000 Rental Vehicle Excess Cover
Covers for the excess or deductible which insured person may legally liable to pay in respect of accidental loss or damage to a rental vehicleS$1,000 S$2,000 Closure of Travel Agent
Pays for loss of travel related expenses paid in advance as a result of financial collapse or default of the travel agent in SingaporeS$10,000 S$20,000 Home Guard
Covers for loss or damage to the household contents in Singapore residence due to fire whilst residence was left vacant for the full duration of the tripS$2,500 S$5,000 Hijack Benefit - Pays an allowance if the aircraft in which the insured person is traveling is hijacked for more than 12 consecutive hours
- Limit per 12–hour period of S$100 (Standard Plan) or S$200 (Supreme Plan)
S$2,000 S$4,000 Automatic Extension
Automatically extends for 7 days if Trip is delayed due to Accident, Sickness suffered by insured person or delay by scheduled airline7 days 7 days Disruption / Withdrawal of Hotel Services
Pays S$100 for each 24-hour period in the event of disruption or withdrawal of hotel services as a result of strike or riot at the travel destinationS$200 S$200 Kidnap Benefit
Pays S$250 for each 24-hour period in the event that the insured person is held hostageS$5,000 S$5,000 Terrorism Extension
Covers death or bodily injury, loss or damage in the event of terrorism including the use of Nuclear, Chemical and/or Biological weapons whilst Overseas
(Not Applicable to Section 13, 14 & 15)Covered Covered Quarantine Following Infectious Diseases
Pays S$50 for each complete day of quarantine whilst on a Trip Overseas or within 7 days upon returning to SingaporeS$700 S$1,400
1 Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan
- The amounts listed in the benefits table are the maximum coverage payable for each benefit
- Pre-existing medical conditions will not be covered (except for Sections 13 and 14)
- Coverage intended for overseas and not in Singapore
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Notes
- Eligibility
-
- ASEAN means travel to or through the countries of Malaysia, Brunei, Indonesia, Thailand, Laos, Myanmar, Cambodia, Vietnam and Philippines Asia Pacific means travel to or through ASEAN, China, Hong Kong, Taiwan, Macau, Japan, India, Sri Lanka, Pakistan, Australia, New Zealand, Mongolia, Tibet, Bhutan, South Korea, Nepal, Maldives, East Timor and Bangladesh Worldwide means travel in, to or through any destinations in the world except Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan, Syria and Lebanon The Policy is available to Singapore Citizens, Permanent Residents of Singapore or foreigners with valid Employment Pass, Work Permit, Dependent Pass or Student Pass permanently residing in Singapore. The Policy does not cover any person under the age of 6 months or over the age of 85 years Sum insured under Section 1–Personal Accident is reduced to S$50,000 (Standard) or S$100,000 (Supreme) for children age 17 years and below if the child is insured under individual plan Family refers:
- For Single Trip Policies–Maximum 2 adults travelling with no limit on the number of children. The 2 adults need not be related but the child(ren) must be related to either one of the insured adults
- For Annual Travel Policies–For an insured, legal spouse and any number of children. The child(ren) must be accompanied by either one of the insured adults for any trips made during the Period of Insurance
- Child insured under a Family plan refers to a dependent child under the age of 21 years who is unmarried and unemployed or up to 25 years of age who is in continuous full-time education in a recognized institution of higher learning. Their sum insured under Section 1–Personal Accident will be reduced to S$50,000 (Standard) or S$100,000 (Supreme)
- For a one-way trip, the insurance cover will cease upon the insured person reaching his place of residence or business at the final destination shown in the ticket The maximum length of each Trip Overseas for a Single Trip Policy is 120 days. No refund of premium is allowed once the Policy has been issued. The maximum length of each Trip Overseas for an Annual Travel Policy is 90 days. There is no limit on the number of Trips made during the Period of Insurance. We will refund the premium base on short-term rate
- Coverage is extended to persons on business Trips engaging in professional, administrative, managerial, clerical & non-manual work solely in offices or similar non-hazardous places. The Policy does not cover any person engaged in manual work
- Trip Cancellation/Postponement (Section 16) and Closure of Travel Agent (Section 31) coverage commences 30 days and 60 days respectively before the Commencement Date or on the policy issuance date, provided that it was purchased 3 days before the departure date (date of departure inclusive), whichever is later
- If the insured person has more than one travel insurance policy, with the exception of BizTraveler Insurance, underwritten by Us for the same Trip, we will only be liable for the Policy which provides the highest benefit level
- ASEAN means travel to or through the countries of Malaysia, Brunei, Indonesia, Thailand, Laos, Myanmar, Cambodia, Vietnam and Philippines Asia Pacific means travel to or through ASEAN, China, Hong Kong, Taiwan, Macau, Japan, India, Sri Lanka, Pakistan, Australia, New Zealand, Mongolia, Tibet, Bhutan, South Korea, Nepal, Maldives, East Timor and Bangladesh Worldwide means travel in, to or through any destinations in the world except Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan, Syria and Lebanon The Policy is available to Singapore Citizens, Permanent Residents of Singapore or foreigners with valid Employment Pass, Work Permit, Dependent Pass or Student Pass permanently residing in Singapore. The Policy does not cover any person under the age of 6 months or over the age of 85 years Sum insured under Section 1–Personal Accident is reduced to S$50,000 (Standard) or S$100,000 (Supreme) for children age 17 years and below if the child is insured under individual plan Family refers:
- Policy Owners' Protection Scheme
-
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us (servicecenter@libertyinsurance.com.sg) or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
