Key Benefits

Be it a three-day getaway to a beach resort in Bali or a month-long vacation in Europe, the last thing you want is to worry about flight diversions, accidents, lost baggage and other travel inconveniences. TourCare Plus takes care of all this, so you can explore the world worry-free.

1

Hospital Daily Income Benefit

Paid for every 24-hour period of hospital confinement as a result of accidental injury or sickness sustained while overseas

2

24-hour Medical Assistance

The Liberty Helpline offers assistance in providing medical advice, referral to medical or dental facilities worldwide, arrangement of appointment with a Medical Practitioner or for hospital admission

3

Coverage for Personal Accident

This includes permanent disablement and death

4

Compensation for Travel Inconveniences

This includes flight misconnection, diversion, flight and baggage delays and additional costs incurred for alternative transport arrangement following cancelation or delay of scheduled transport

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Find a Plan that Meets Your Needs

Per Individual
• Age 75 years & below
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Personal Accident
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)

Personal Accident
(Double Indemnity for Road Accident)

Compensates for Accidental death or permanent disablement following Accidental bodily injury

S$150,000 S$300,000
Medical
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Overseas Medical Expenses
Pays for medical and hospital expenses incurred whilst abroad as a result of Sickness or Injury including treatment by Chinese Physician & Chiropractor up to S$500
S$250,000 S$500,000
Medical Expenses Incurred upon return
to Singapore

Follow-up treatment within 31 days from return date (following discharge from Overseas Hospital) or treatment sought within 3 days from return date and up to 31 days (if initial treatment is not sought overseas). Including treatment by Chinese Physician & Chiropractor up to S$500
S$15,000 S$25,000
Overseas Hospital Visit
Pays for the cost of transportation of one relative or friend if the insured is hospitalized for more than 5 days whilst Overseas
S$3,000 S$5,000
Additional Accommodation Expenses
Pays for the hotel accommodation incurred by one relative or friend if the insured is hospitalized for more than 5 days whilst Overseas, up to a limit of S$400 per day (Standard Plan) or S$1,000 per day (Supreme Plan)
S$2,000 S$5,000
Overseas Compassionate Visit
Pays for the cost of transportation of one relative or friend to assist in the preparation of the mortal remains
S$3,000 S$5,000
Child Guard
Pays for the cost of returning unattended child back to home country or country of residence
S$3,000 S$5,000
Hospital Daily Income Benefit (Overseas)
Pays for each 24-hour period of Overseas Hospital confinement up to a limit of S$200 per day subject to a maximum of 50 days (Standard Plan) or a maximum of 150 days (Supreme Plan)
S$10,000 S$30,000
Hospital Daily Income Benefit (Singapore)
Pays for each 24-hour period of hospital confinement (more than 5 consecutive days) upon immediate return to Singapore up to a limit of S$100 per day subject to a maximum of 5 days (Standard Plan) or a maximum of 10 days (Supreme Plan)
S$500 S$1,000
Medical Expenses for Pregnancy Related Sickness
Pays for medical expenses for pregnancy related Sickness
S$2,500 S$5,000
24-hour Medical Assistance
On referral or arrangement basis
Liberty Helpline Liberty Helpline
Emergency Telephone Expenses
Pays for telephone charges as a result of medical emergency
S$100 S$100
Emergency Medical Evacuation
Covers all expenses for emergency medical evacuation coordinated by Liberty Helpline:
(+65) 6636 1131
Unlimited Unlimited
Emergency Medical Evacuation
Special Extension for emergency medical evacuation due to Pre-Existing Condition
S$200,000 S$200,000
Repatriation of Mortal Remains
Covers for cost of transporting Insured’s mortal remains or local burial at place of death
Unlimited Unlimited
Repatriation of Mortal Remains
Special Extension for Repatriation of Mortal Remains due to Pre-Existing Condition
S$50,000 S$50,000
Liability
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Personal Liability
Insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst Overseas
S$500,000 S$1,000,000
Inconveniences
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Trip Cancelation / Postponement
Pays for the non-refundable portion of travels costs paid in advance or administrative charges incurred due to Unforeseen Circumstances
S$5,000 S$10,000
Trip Curtailment
Pays for the pro-rata amount for each complete day of the planned Trip lost due to Unforeseen Circumstances
S$5,000 S$10,000
Alternative Trip Arrangement
Pays the additional travel cost incurred for alternative transportation to continue the planned Trip if the scheduled transport is canceled or delayed for more than 24 hours
S$500 S$500
Trip Disruption
Pays for the pro-rata amount for each complete day of the planned Trip lost if the insured person is hospitalized Overseas for more than 5 consecutive days
S$3,000 S$5,000
Travel / Flight Misconnection
Pays for the full 6 consecutive hours of scheduled transport delayed while Overseas
S$200 S$200
Travel Delay
  • Pays S$100 for each full 6 consecutive hours if departure of the scheduled transport is delayed whilst Overseas
  • Pays maximum limit of S$150 for travel delay in Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000
Flight Diversion
Pays S$100 for each full 6 consecutive hours if the scheduled flight is diverted whilst Overseas
S$1,000 S$1,000
Travel Overbooking
Covers accommodation, meal and travel expenses if insured person is unable to board the scheduled flight due to overbooking
S$150 S$200
Emergency Purchases
Pays for emergency purchase of essential personal items if insured person’s baggage is stolen or permanently lost
S$250 S$500
Baggage Delay
  • Pays S$200 for each full 6 consecutive hours if insured person’s checked-in baggage is delayed whilst Overseas
  • Pays maximum limit of S$200 for baggage delay upon return to Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000
24-hour Travel Assistance
On referral or arrangement basis
Liberty Helpline Liberty Helpline
Losses
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Loss of Personal Money
Covers for loss of money whilst Overseas as
a result of robbery, burglary/theft or due to
Natural Disaster
S$250 S$500
Loss of Travel Documents
Pays for the cost of replacing insured person’s travel documents including the additional travel and hotel accommodation expenses incurred
S$3,000 S$5,000
Loss of or Damage to Baggage &
Personal Effects

Covers loss, damage or stolen baggage and personal effects sustained Overseas including golfing equipment and laptop
computer
(maximum of S$500 for each item or set or pair of items; maximum of S$1,000 for laptop computer)
S$3,000 S$5,000

Rental Vehicle Excess Cover
Covers for the excess or deductible which insured person may legally liable to pay in respect of accidental loss or damage to rental vehicle

S$1,000 S$2,000

Closure of Travel Agent
Pays for loss of travel related expenses paid in advance as a result of financial collapse or default of the travel agent in Singapore

S$5,000 S$10,000

Home Guard
Covers for loss or damage to the household contents in Singapore residence due to fire whilst residence was left vacant for full duration of trip

S$2,500 S$5,000
Hijack Benefit
  • Pays an allowance if the aircraft in which the insured person is traveling is hijacked for more than 12 consecutive hours
  • Limit per 12–hour period of S$100 (Standard Plan) or S$200 (Supreme Plan)
S$1,000 S$2,000
Automatic Extension
Automatically extends for 7 days if Trip is delayed due to Accident, Sickness suffered by insured person or delay by scheduled airline
7 days 7 days
Disruption / Withdrawal of Hotel Services
Pays S$100 for each 24-hour period in the event of disruption or withdrawal of hotel services as a result of strike or riot at travel destination
S$200 S$200
Kidnap Benefit
Pays S$250 for each 24-hour period in the event that the insured person is held hostage
S$3,000 S$5,000
Terrorism Extension
Covers death or bodily injury, loss or damage in the event of terrorism including the use of Nuclear, Chemical and / or Biological weapons whilst Overseas
(Not Applicable to Section 13, 14 & 15)
Covered Covered
Quarantine Following Infectious Diseases
Pays S$50 for each complete day of quarantine whilst on a Trip Overseas or within 7 days upon returning to Singapore
S$350 S$700

  • The amounts listed in the benefits table are the maximum coverage payable for each benefit
  • Pre-existing medical conditions will not be covered (except for Sections 13 and 14)
  • Coverage intended for overseas and not in Singapore

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.


Per Individual
• Age 76 to 85 years
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Personal Accident
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)

Personal Accident
(Double Indemnity for Road Accident)

Compensates for Accidental death or permanent disablement following Accidental bodily injury

S$50,000* S$100,000*
Medical
Description of Benefits Standard
(Maximum Coverage (S$)
Economy
(Maximum Coverage (S$)
Overseas Medical Expenses
Pays for medical and hospital expenses incurred whilst abroad as a result of Sickness or Injury including treatment by Chinese Physician & Chiropractor up to S$500
S$50,000* S$75,000*
Medical Expenses Incurred upon return to Singapore
Follow-up treatment within 31 days from return date (following discharge from Overseas Hospital) or treatment sought within 3 days from return date and up to 31 days (if initial treatment is not sought overseas). Including treatment by Chinese Physician & Chiropractor up to S$500
S$1,000* S$2,500*
Overseas Hospital Visit
Pays for the cost of transportation of one relative or friend if the insured is hospitalized for more than 5 days whilst Overseas
S$3,000 S$5,000
Additional Accommodation Expenses
Pays for the hotel accommodation incurred by one relative or friend if the insured is hospitalized for more than 5 days whilst Overseas, up to a limit of S$400 per day (Standard Plan) or S$1,000 per day (Supreme Plan)
S$2,000 S$5,000
Overseas Compassionate Visit
Pays for the cost of transportation of one relative or friend to assist in the preparation of the mortal remains
S$3,000 S$5,000
Child Guard
Pays for the cost of returning unattended child back to home country or country of residence
S$3,000 S$5,000
Hospital Daily Income Benefit (Overseas)
Pays for each 24-hour period of Overseas Hospital confinement up to a limit of S$200 per day subject to a maximum of 50 days (Standard Plan) or a maximum of 150 days (Supreme Plan)
S$10,000 S$30,000
Hospital Daily Income Benefit (Singapore)
Pays for each 24-hour period of hospital confinement (more than 5 consecutive days) upon immediate return to Singapore up to a limit of S$100 per day subject to a maximum of 5 days (Standard Plan) or a maximum of 10 days (Supreme Plan)
S$500 S$1,000
Medical Expenses for Pregnancy Related Sickness
Pays for medical expenses for pregnancy related Sickness
S$2,500 S$5,000
24-hour Medical Assistance
On referral or arrangement basis
Liberty Helpline Liberty Helpline
Emergency Telephone Expenses
Pays for telephone charges as a result of medical emergency
S$100 S$100
Emergency Medical Evacuation
Covers all expenses for emergency medical evacuation coordinated by Liberty Helpline:
(+65) 6636 1131
S$100,000* S$150,000*
Emergency Medical Evacuation
Special Extension for emergency medical evacuation due to Pre-Existing Condition
S$100,000* S$100,000*
Repatriation of Mortal Remains
Covers for cost of transporting Insured’s mortal remains or local burial at place of death
S$15,000* S$30,000*
Repatriation of Mortal Remains
Special Extension for Repatriation of Mortal Remains due to Pre-Existing Condition
S$20,000* S$20,000*
Liability
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Personal Liability
Insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst Overseas
S$500,000 S$1,000,000
Inconveniences
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Trip Cancelation / Postponement
Pays for the non-refundable portion of travels costs paid in advance or administrative charges incurred due to Unforeseen Circumstances
S$5,000 S$10,000
Trip Curtailment
Pays for the pro-rata amount for each complete day of the planned Trip lost due to Unforeseen Circumstances
S$5,000 S$10,000
Alternative Trip Arrangement
Pays the additional travel cost incurred for alternative transportation to continue the planned Trip if the scheduled transport is canceled or delayed for more than 24 hours
S$500 S$500
Trip Disruption
Pays for the pro-rata amount for each complete day of the planned Trip lost if the insured person is hospitalized Overseas for more than 5 consecutive days
S$3,000 S$5,000
Travel / Flight Misconnection
Pays for the full 6 consecutive hours of scheduled transport delayed while Overseas
S$200 S$200
Travel Delay
  • Pays S$100 for each full 6 consecutive hours if departure of the scheduled transport is delayed whilst Overseas
  • Pays maximum limit of S$150 for travel delay in Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000
Flight Diversion
Pays S$100 for each full 6 consecutive hours if the scheduled flight is diverted whilst Overseas
S$1,000 S$1,000
Travel Overbooking
Covers accommodation, meal and travel expenses if insured person is unable to board the scheduled flight due to overbooking
S$150 S$200
Emergency Purchases
Pays for emergency purchase of essential personal items if insured person’s baggage is stolen or permanently lost
S$250 S$500
Baggage Delay
  • Pays S$200 for each full 6 consecutive hours if insured person’s checked-in baggage is delayed whilst Overseas
  • Pays maximum limit of S$200 for baggage delay upon return to Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000
24-hour Travel Assistance
On referral or arrangement basis
Liberty Helpline Liberty Helpline
Losses
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Loss of Personal Money
Covers for loss of money whilst Overseas as
a result of robbery, burglary/theft or due to
Natural Disaster
S$250 S$500
Loss of Travel Documents
Pays for the cost of replacing insured person’s travel documents including the additional travel and hotel accommodation expenses incurred
S$3,000 S$5,000
Loss of or Damage to Baggage & Personal Effects
Covers loss, damage or stolen baggage and personal effects sustained Overseas including golfing equipment and laptop computer
(maximum of S$500 for each item or set or pair of items; maximum of S$1,000 for laptop computer)
S$3,000 S$5,000

Rental Vehicle Excess Cover
Covers for the excess or deductible which insured person may legally liable to pay in respect of accidental loss or damage to rental vehicle

S$1,000 S$2,000

Closure of Travel Agent
Pays for loss of travel related expenses paid in advance as a result of financial collapse or default of the travel agent in Singapore

S$5,000 S$10,000

Home Guard
Covers for loss or damage to the household contents in Singapore residence due to fire whilst residence was left vacant for full duration of trip

S$2,500 S$5,000
Hijack Benefit
  • Pays an allowance if the aircraft in which the insured person is traveling is hijacked for more than 12 consecutive hours
  • Limit per 12–hour period of S$100 (Standard Plan) or S$200 (Supreme Plan)
S$1,000 S$2,000
Automatic Extension
Automatically extends for 7 days if Trip is delayed due to Accident, Sickness suffered by insured person or delay by scheduled airline
7 days 7 days
Disruption / Withdrawal of Hotel Services
Pays S$100 for each 24-hour period in the event of disruption or withdrawal of hotel services as a result of strike or riot at travel destination
S$200 S$200
Kidnap Benefit
Pays S$250 for each 24-hour period in the event that the insured person is held hostage
S$3,000 S$5,000
Terrorism Extension
Covers death or bodily injury, loss or damage in the event of terrorism including the use of Nuclear, Chemical and / or Biological weapons whilst Overseas
(Not Applicable to Section 13, 14 & 15)
Covered Covered
Quarantine Following Infectious Diseases
Pays S$50 for each complete day of quarantine whilst on a Trip Overseas or within 7 days upon returning to Singapore
S$350 S$700

  • * Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan
  • The amounts listed in the benefits table are the maximum coverage payable for each benefit
  • Pre-existing medical conditions will not be covered (except for Sections 13 and 14)
  • Coverage intended for overseas and not in Singapore

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.


Per Family
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Personal Accident
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)

Personal Accident
(Double Indemnity for Road Accident)

Compensates for Accidental death or permanent disablement following Accidental bodily injury

Age 75 years & below

 

 

 

S$150,000

 

 

 

S$300,000

Age 76 to 85 years S$50,000* S$100,000*
Insured Child (<25 years) S$50,000 S$100,000
Medical
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Overseas Medical Expenses
Pays for medical and hospital expenses incurred whilst abroad as a result of Sickness or Injury including treatment by Chinese Physician & Chiropractor up to S$500
S$500,000 S$800,000
Medical Expenses Incurred upon return to Singapore
Follow-up treatment within 31 days from return date (following discharge from Overseas Hospital) or treatment sought within 3 days from return date and up to 31 days (if initial treatment is not sought overseas). Including treatment by Chinese Physician & Chiropractor up to S$500
S$30,000 S$50,000
Overseas Hospital Visit
Pays for the cost of transportation of one relative or friend if the insured is hospitalized for more than 5 days whilst Overseas
S$6,000 S$10,000
Additional Accommodation Expenses
Pays for the hotel accommodation incurred by one relative or friend if the insured is hospitalized for more than 5 days whilst Overseas, up to a limit of S$400 per day (Standard Plan) or S$1,000 per day (Supreme Plan)
S$2,000 S$5,000
Overseas Compassionate Visit
Pays for the cost of transportation of one relative or friend to assist in the preparation of the mortal remains
S$6,000 S$10,000
Child Guard
Pays for the cost of returning unattended child back to home country or country of residence
S$6,000 S$10,000
Hospital Daily Income Benefit (Overseas)
Pays for each 24-hour period of Overseas Hospital confinement up to a limit of S$200 per day subject to a maximum of 50 days (Standard Plan) or a maximum of 150 days (Supreme Plan)
S$10,000 S$30,000
Hospital Daily Income Benefit (Singapore)
Pays for each 24-hour period of hospital confinement (more than 5 consecutive days) upon immediate return to Singapore up to a limit of S$100 per day subject to a maximum of 5 days (Standard Plan) or a maximum of 10 days (Supreme Plan)
S$500 S$1,000
Medical Expenses for Pregnancy Related Sickness
Pays for medical expenses for pregnancy related Sickness
S$2,500 S$5,000
24-hour Medical Assistance
On referral or arrangement basis
Liberty Helpline Liberty Helpline
Emergency Telephone Expenses
Pays for telephone charges as a result of medical emergency
S$100 S$100
Emergency Medical Evacuation
Covers all expenses for emergency medical evacuation coordinated by Liberty Helpline:
(+65) 6636 1131
Unlimited Unlimited
Emergency Medical Evacuation
Special Extension for emergency medical evacuation due to Pre-Existing Condition
S$500,000 S$500,000
Repatriation of Mortal Remains
Covers for cost of transporting Insured’s mortal remains or local burial at place of death
Unlimited Unlimited
Repatriation of Mortal Remains
Special Extension for Repatriation of Mortal Remains due to Pre-Existing Condition
S$200,000 S$200,000
Liability
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Personal Liability
Insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst Overseas
S$500,000 S$1,000,000
Inconveniences
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Trip Cancelation / Postponement
Pays for the non-refundable portion of travels costs paid in advance or administrative charges incurred due to Unforeseen Circumstances
S$10,000 S$20,000
Trip Curtailment
Pays for the pro-rata amount for each complete day of the planned Trip lost due to Unforeseen Circumstances
S$10,000 S$20,000
Alternative Trip Arrangement
Pays the additional travel cost incurred for alternative transportation to continue the planned Trip if the scheduled transport is canceled or delayed for more than 24 hours
S$1,000 S$1,000
Trip Disruption
Pays for the pro-rata amount for each complete day of the planned Trip lost if the insured person is hospitalized Overseas for more than 5 consecutive days
S$5,000 S$8,000
Travel / Flight Misconnection
Pays for the full 6 consecutive hours of scheduled transport delayed while Overseas
S$200 S$200
Travel Delay
  • Pays S$100 for each full 6 consecutive hours if departure of the scheduled transport is delayed whilst Overseas
  • Pays maximum limit of S$150 for travel delay in Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$2,000
Flight Diversion
Pays S$100 for each full 6 consecutive hours if the scheduled flight is diverted whilst Overseas
S$1,000 S$1,000
Travel Overbooking
Covers accommodation, meal and travel expenses if insured person is unable to board the scheduled flight due to overbooking
S$300 S$400
Emergency Purchases
Pays for emergency purchase of essential personal items if insured person’s baggage is stolen or permanently lost
S$500 S$1,000
Baggage Delay
  • Pays S$200 for each full 6 consecutive hours if insured person’s checked-in baggage is delayed whilst Overseas
  • Pays maximum limit of S$200 for baggage delay upon return to Singapore if delay is in excess of 6 full consecutive hours
S$1,000 S$1,000
24-hour Travel Assistance
On referral or arrangement basis
Liberty Helpline Liberty Helpline
Losses
Description of Benefits Standard
(Maximum Coverage (S$)
Supreme
(Maximum Coverage (S$)
Loss of Personal Money
Covers for loss of money whilst Overseas as
a result of robbery, burglary/theft or due to
Natural Disaster
S$500 S$1,000
Loss of Travel Documents
Pays for the cost of replacing insured person’s travel documents including the additional travel and hotel accommodation expenses incurred
S$5,000 S$5,000
Loss of or Damage to Baggage & Personal Effects
Covers loss, damage or stolen baggage and personal effects sustained Overseas including golfing equipment and laptop computer
(maximum of S$500 for each item or set or pair of items; maximum of S$1,000 for laptop computer)
S$5,000 S$8,000

Rental Vehicle Excess Cover
Covers for the excess or deductible which insured person may legally liable to pay in respect of accidental loss or damage to rental vehicle

S$1,000 S$2,000

Closure of Travel Agent
Pays for loss of travel related expenses paid in advance as a result of financial collapse or default of the travel agent in Singapore

S$10,000 S$20,000

Home Guard
Covers for loss or damage to the household contents in Singapore residence due to fire whilst residence was left vacant for full duration of trip

S$2,500 S$5,000
Hijack Benefit
  • Pays an allowance if the aircraft in which the insured person is traveling is hijacked for more than 12 consecutive hours
  • Limit per 12–hour period of S$100 (Standard Plan) or S$200 (Supreme Plan)
S$2,000 S$4,000
Automatic Extension
Automatically extends for 7 days if Trip is delayed due to Accident, Sickness suffered by insured person or delay by scheduled airline
7 days 7 days
Disruption / Withdrawal of Hotel Services
Pays S$100 for each 24-hour period in the event of disruption or withdrawal of hotel services as a result of strike or riot at travel destination
S$200 S$200
Kidnap Benefit
Pays S$250 for each 24-hour period in the event that the insured person is held hostage
S$5,000 S$5,000
Terrorism Extension
Covers death or bodily injury, loss or damage in the event of terrorism including the use of Nuclear, Chemical and / or Biological weapons whilst Overseas
(Not Applicable to Section 13, 14 & 15)
Covered Covered
Quarantine Following Infectious Diseases
Pays S$50 for each complete day of quarantine whilst on a Trip Overseas or within 7 days upon returning to Singapore
S$700 S$1,400

  • * Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan
  • The amounts listed in the benefits table are the maximum coverage payable for each benefit
  • Pre-existing medical conditions will not be covered (except for Sections 13 and 14)
  • Coverage intended for overseas and not in Singapore

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.


Annual Premium Table For Standard Lives Only (SGD)

Individual Plan
Duration Standard Supreme
ASEAN
Duration Standard Supreme
1 to 3 days S$28 S$35
4 to 6 days S$33 S$47
7 to 10 days S$42 S$58
11 to 14 days S$55 S$75
15 to 20 days S$75 S$97
21 to 26 days S$90 S$118
27 to 30 days S$101 S$129
Additional 10 days or part thereof S$22 S$28
Annual Plan N.A. N.A.
Asia Pacific
Duration Standard Supreme
1 to 3 days S$35 S$50
4 to 6 days S$40 S$61
7 to 10 days S$53 S$79
11 to 14 days S$65 S$97
15 to 20 days S$84 S$119
21 to 26 days S$100 S$143
27 to 30 days S$111 S$158
Additional 10 days or part thereof S$33 S$39
Annual Plan S$297 S$375
Worldwide
Duration Standard Supreme
1 to 3 days S$47 S$70
4 to 6 days S$66 S$86
7 to 10 days S$79 S$101
11 to 14 days S$110 S$131
15 to 20 days S$132 S$160
21 to 26 days S$160 S$186
27 to 30 days S$174 S$198
Additional 10 days or part thereof S$38 S$45
Annual Plan S$396 S$468

Family Plan
Duration Standard Supreme
ASEAN
Duration Standard Supreme
1 to 3 days S$63 S$88
4 to 6 days S$83 S$110
7 to 10 days S$100 S$141
11 to 14 days S$136 S$185
15 to 20 days S$176 S$232
21 to 26 days S$215 S$268
27 to 30 days S$248 S$308
Additional 10 days or part thereof S$50 S$60
Annual Plan N.A. N.A.
Asia Pacific
Duration Standard Supreme
1 to 3 days S$86 S$116
4 to 6 days S$105 S$145
7 to 10 days S$136 S$185
11 to 14 days S$172 S$226
15 to 20 days S$215 S$286
21 to 26 days S$248 S$339
27 to 30 days S$273 S$380
Additional 10 days or part thereof S$65 S$83
Annual Plan S$550 S$682
Worldwide
Duration Standard Supreme
1 to 3 days S$110 S$165
4 to 6 days S$150 S$193
7 to 10 days S$194 S$248
11 to 14 days S$259 S$311
15 to 20 days S$316 S$383
21 to 26 days S$366 S$460
27 to 30 days S$416 S$486
Additional 10 days or part thereof S$77 S$99
Annual Plan S$715 S$876

Notes

  • ASEAN means travel to or through the countries of Malaysia, Brunei, Indonesia, Thailand, Laos, Myanmar, Cambodia, Vietnam and Philippines
  • Asia Pacific means travel to or through ASEAN, China, Hong Kong, Taiwan, Macau, Japan, India, Sri Lanka, Pakistan, Australia, New Zealand, Mongolia, Tibet, Bhutan, South Korea, Nepal, Maldives, East Timor and Bangladesh
  • Worldwide means travel in, to or through any destinations in the world except Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan, Syria and Lebanon
  • The Policy is available to Singapore Citizens, Permanent Residents of Singapore or foreigners with valid Employment Pass, Work Permit, Dependent Pass or Student Pass permanently residing in Singapore. The Policy does not cover any person under the age of 6 months or over the age of 85 years
  • Sum insured under Section 1–Personal Accident is reduced to S$50,000 (Standard) or S$100,000 (Supreme) for children age 17 years and below if the child is insured under individual plan
  • Family refers:
    • For Single Trip Policies–Maximum 2 adults traveling with no limit on the number of children. The 2 adults need not be related but the child(ren) must be related to either one of the insured adults
    • For Annual Travel Policies–For an insured, legal spouse and any number of children. The child(ren) must be accompanied by either one of the insured adults for any trips made during the Period of Insurance
    • Child insured under a Family plan refers to dependent child under the age of 21 years who is unmarried and unemployed or up to 25 years of age who is in continuous full-time education in a recognized institution of higher learning. Their sum insured under Section 1–Personal Accident will be reduced to S$50,000 (Standard) or S$100,000 (Supreme)
  • For a one-way trip, the insurance cover will cease upon the insured person reaching his place of residence or business at the final destination shown in the ticket
  • The maximum length of each Trip Overseas for a Single Trip Policy is 120 days. No refund of premium is allowed once the Policy has been issued.The maximum length of each Trip Overseas for a Annual Travel Policy is 90 days.There is no limit on the number of Trips made during the Period of Insurance. We will refund the premium base on short-term rate
  • Coverage is extended to persons on business Trips engaging in professional, administrative, managerial, clerical & non-manual work solely in offices or similar non-hazardous places. The Policy does not cover any person engaged in manual work
  • Trip Cancelation/Postponement (Section 16) and Closure of Travel Agent (Section 31) coverage commences 30 days and 60 days respectively before the Commencement Date or on the policy issuance date, provided that it was purchased 3 days before the departure date (date of departure inclusive), whichever is later
  • If the insured person has more than one travel insurance policy, with the exception of BizTraveler Insurance, underwritten by Us for the same Trip, we will only be liable for the Policy which provides the highest benefit level