Key Benefits

Receiving a cancer diagnosis can be a life-changing experience, impacting not only one’s physical state but also emotional and financial well-being. Comprehensive financial preparation is essential to cope with the new challenges that will put a strain on your resources. At Liberty, we understand these concerns and have tailored VitalCare to protect your financial well-being. With lump sum payouts, in-hospital and post-hospitalization medical reimbursements, we’ll have you financially prepared to face any adversities.

1

Lump Sum Payout Upon First Cancer Diagnosis

This coverage includes early stage cancers such as Female Breast Cancer, Colorectal Cancer in men, and Male or Female Carcinoma-In-Situ

2

Both In-Hospital and Post-Hospitalization Medical Reimbursement

This includes reasonable and customary expenses incurred within 365 days from the date of the first diagnosis and up to 90 days from the date of discharge from the hospital

3

Worldwide Coverage

4

Complimentary Annual Preventive Health Screening

From the first renewal of the policy and upon every anniversary date thereafter, the Insured Person enjoys complimentary annual health screening

5

Get Well Benefit

For more than 5 consecutive days of hospitalization resulting from male or female cancer, the Insured Person will receive a lump sum benefit payable within 365 days from date of first diagnosis

Hands with ribbon

Find A Plan That Meets Your Needs

Description Standard Enhanced Superior
Her
Description Standard Enhanced Superior
Female Cancer
Covers you up to the benefit limit upon first diagnosis (less any payment made under female carcinoma-in-situ) in the event you suffer from any one cancer of the breast or female genital organs: cervix, overies, vagina, fallopian tubes or uterus.
S$25,000 S$50,000 S$75,000
Female Carcinoma-In-Situ
Covers you up to the benefit limit upon first diagnosis in the event you suffer from carcinoma-in-situ of the breast or female genital organs: cervix, ovaries, vagina, fallopian tubes or uterus.
S$2,500 S$5,000 S$7,500
In-hospital Medical Reimbursement
Covers you up to the benefit limit for the hospital and surgical expenses incurred within 365 days from the date of first diagnosis of a female cancer, regardless of the number of female cancers you may suffer.
S$2,500 S$5,000 S$7,500
Post-hospitalization Outpatient Reimbursement
Covers you up to the benefit limit for the reimbursement of reasonable and customary post-hospitalization and medication expenses (including Traditional Chinese Medicine up to S$500) you incur following hospital confinement by reason of female cancer, up to 90 days from the date of discharge from the hospital and regardless of the number of female caners you may suffer.
S$1,500 S$2,000 S$2,500
Get Well Benefit
Covers you up to the benefit limit in the event of your hospitalization for more than 5 days due to any one female cancer
S$500 S$1,000 S$1,500
Complimentary Annual Preventive Health Screening
You will be eligible for a complimentary annual preventive health screening from the first renewal of this policy.
Voucher
His
Description Standard Enhanced Superior
Male Cancer
Covers you up to the benefit limit upon first diagnosis (less any payment made under male carcinoma-in-situ) in the event you suffer from any one cancer of the male genital organs: prostate, testes or penis. This section is extended to cover colorectal cancer
S$25,000 S$50,000 S$75,000
Male Carcinoma-In-Situ
Covers you up to the benefit limit upon first diagnosis in the event you suffer from carcinoma-in-situ of the male genital organs: prostate, testes or penis. This section is extended to cover colorectal carcinoma-in-situ.
S$2,500 S$5,000 S$7,500
In-hospital Medical Reimbursement
Covers you up to the benefit limit for the hospital and surgical expenses incurred within 365 days from the date of first diagnosis of a male cancer (including colorectal cancer), regardless of the number of male cancers (including colorectal cancer) you may suffer.
S$2,500 S$5,000 S$7,500
Post-hospitalization Outpatient Reimbursement
Covers you up to the benefit limit for the reimbursement of reasonable and customary post-hospitalization and medication expenses (including Traditional Chinese Medicine up to S$500) you incur following hospital confinement by reason of male cancer (including colorectal cancer), up to 90 days from the date of discharge from the hospital and regardless of the number of male cancers (including colorectal cancer) you may suffer.
S$1,500 S$2,000 S$2,500
Get Well Benefit
Covers you up to the benefit limit in the event of your hospitalization for more than 5 days due to any one male cancer (including colorectal cancer).
S$500 S$1,000 S$1,500
Complimentary Annual Preventive Health Screening
You will be eligible for a complimentary annual preventive health screening from the first renewal of this policy.
Voucher

Optional Benefits For Her 
Optional Benefits Benefit Limit
(Per Insured per period of insurance in S$)
Maternity Complications
Covers you up to the benefit limit in the event of maternity complications: ectopic pregnancy, accidental miscarriage and preeclampsia.
Option 1 – S$500
Option 2 – S$1,000
Option 3 – S$1,500

Annual Premium Table For Standard Lives Only (SGD)

Age
(at last birthday)
Standard Enhanced Superior
Annual Premium - For Her
Age
(at last birthday)
Standard Enhanced Superior
16 to 24 S$133 S$148 S$168
25 to 29 S$138 S$158 S$183
30 to 34 S$162 S$191 S$239
35 to 39 S$230 S$291 S$385
40 to 44 S$296 S$394 S$545
45 to 49 S$436 S$608 S$865
50 to 54 S$507 S$709 S$1,015
55 to 59 S$608 S$850 S$1,213
60 to 64 S$734 S$1,021 S$1,460
65 to 70
(renewal only)
S$900 S$1,248 S$1,762
Annual Premium - For Him
Age
(at last birthday)
Standard Enhanced Superior
16 to 24 S$133 S$148 S$168
25 to 29 S$138 S$158 S$183
30 to 34 S$165 S$194 S$243
35 to 39 S$234 S$296 S$391
40 to 44 S$302 S$402 S$554
45 to 49 S$443 S$619 S$880
50 to 54 S$516 S$722 S$1,032
55 to 59 S$619 S$865 S$1,235
60 to 64 S$747 S$1,039 S$1,486
65 to 70
(renewal only)
S$916 S$1,271 S$1,795
Discount

5% discount is applicable if you and your spouse purchase the insurance together.


Optional Benefits For Her
Age
(at last birthday)
Option 1 Option 2 Option 3
16 to 24 S$10 S$20 S$30
25 to 29 S$20 S$40 S$60
30 to 34 S$30 S$60 S$90
35 to 39 S$40 S$80 S$120
40 to 44 S$50 S$100 S$150

Notes

Eligibility for Both

You must be:

  • Between 16 and 64 years of age and
  • A Singapore Citizen, Permanent Resident of Singapore, Employment Pass Holder, Student Pass Holder, Dependent Pass Holder or Work Permit Holder permanently residing in Singapore
Major Exclusions For Her

This Policy will not cover any loss, injury or illness arising directly or indirectly from:

  • Pre-existing conditions unless approved by us
  • Intentional self-injury or attempted suicide
  • Any congenital anomalies
  • HIV and related conditions
  • Pregnancy or childbirth and related complications
  • Injury or illness arising wholly or partially or consequent upon the influence of or due to the effects of alcohol, drugs or narcotics
  • General check-up, convalescence, custodial or rest cure

The information provided here is a summary.
Please refer to the actual policy wordings for terms, conditions and the full list of exclusions.

Major Exclusions For Him

This Policy will not cover any loss, injury or illness arising directly or indirectly from:

  • Pre-existing conditions unless approved by us
  • Intentional self-injury or attempted suicide
  • Any congenital anomalies
  • HIV and related conditions
  • Injury or illness arising wholly or partially or consequent upon the influence of or due to the effects of alcohol, drugs or narcotics
  • General check-up, convalescence, custodial or rest cure

The information provided here is a summary.
Please refer to the actual policy wordings for terms, conditions and the full list of exclusions.