Key Benefits


Worldwide 24/7 protection


Personal Accident coverage at S$100,000


Medical expenses reimbursement for infectious diseases and Traditional Chinese Medicine treatment


Daily Cash Benefits following hospitalisation


Provides cover for mobility aids


We have got your needs covered

Compare our plans in detail, you’ll definitely find something that suits you

Description of Benefits General
(Sum Insured)
Child Cover1
(Sum Insured)
Accidental Death S$100,000 S$10,000
Permanent Disablement (Scale II) S$100,000 S$10,000
Accidental Medical Expenses per accident (including Infectious Diseases) (per accident)
Traditional Chinese Medical Treatment (TCM) (up to sub-limit S$500) (per accident)
S$1,000 S$100
Temporary Total Disablement per accident
(up to 100 weeks)
S$100 N.A.
Daily Accidental Hospital Income per accident
(up to 100 weeks)
S$100 N.A.
Mobility Aid per accident S$100 N.A.

1 Free cover for up to 2 children if Insured & Spouse take up the plan together at the same time  
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions

Classification of Occupations

Class Description
Class 1 You are engaged in indoor & non-manual work in non-hazardous places
Class 2 You are engaged in work of an outdoor or supervisory nature or involve occasional manual work, whose duties do not include use of tools or machinery and are not exposed to any special hazard, e.g. property agent, outdoor sales/marketing

Annual Premium Table For Standard Lives Only (SGD)

Per Person

Per Person (including prevailing GST): S$109.00

Top- Up for Medical Expenses (Applicable to adults only)

We will charge each person additional premium of S$10.90 for every S$1,000.00 sum insured and allow top-up to maximum of S$2,000.00
The maximum sum insured for Accidental Medical Expenses shall not exceed S$3,000.00 per person


Persons Eligible to apply
  • Singapore Citizens or Permanent Residents who are permanently residing in Singapore
  • Adults from 18 to 65 years old; renewable up to the age of 70 years old
  • Child from 6 months to 17 yrs old or up to age 25 if he/she is enrolled in an educational institution on full-time higher education
  • Class 1 & 2 Occupation only
Decline Risks

Air crew, ship crew, professional divers, professional sports persons, occupations involving diving, oil-rig platform, on-board vessel or offshore work, fire-fighting, police or military personnel or occupations of hazardous nature e.g. Involving height, depth or heat

Major Exclusions

AIDS and diseases associated with HIV/pre-existing conditions/pregnancy, childbirth or its complications/ suicide or self-inflicted injury/war and nuclear related events/any kind of speed contest or racing (other than on foot) and motor rallies/professional sports

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us ( or visit the GIA/LIA or SDIC websites ( or or