Enjoy greater flexibility and treatment options for the best recovery
Hospitalization often comes with hidden costs incurred from sourcing for alternative medication and lost income. At Liberty, we believe that this is a financial burden you should not have to bear. By complementing your existing hospitalization plans with proMediCash, you may enjoy the freedom to seek specialist treatment and cover additional expenses. With 24-hour worldwide coverage and immediate acceptance without medical examinations, proMediCash provides the peace of mind that promotes speedy recovery.
High cash benefits for first day of hospitalization
Following quarantine or hospitalization due to infectious diseases
Taxi fares or ambulance costs incurred within 90 days of discharge from the hospital, for up to a maximum of 3 visits
Coverage of your companion’s accommodation costs incurred during hospitalization, for up to 5 days
Lump sum payment following extended hospitalization
Description of Benefits
|First Day Hospital Income||S$400||S$300||S$200|
|Daily Hospital Income Benefit
payable up to 500 days per Illness
|Daily Hospital Income Benefit
payable up to 500 days per Accident
|ICU Daily Hospital Income Benefit
payable up to 60 days per Illness / Accident
|Get Well Benefit
Upon minimum 7 consecutive days of hospitalization
Payable daily up to 5 days per hospitalization
|Inconvenience Benefit Due to Quarantine
Payable daily up to 5 days
(Taxi and Ambulance only)
Payable per visit and up to 3 visits within 90 days
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Cash benefits for hospitalization arising from:
We do not provide cash benefits for hospitalization arising from the following list of exclusions. You are advised to read the actual policy wordings for the full list of exclusions.
A product summary is available and may be obtained from Liberty Insurance Pte Ltd. You should read the product summary before deciding whether to purchase the policy.
The following are some key provisions found in the actual policy wordings of this plan. This is a product summary and you are advised to refer to the actual terms and conditions in the policy wordings before deciding to purchase the Policy.
Coverage is 24-hour worldwide, provided that the insured person is not outside of Singapore for more than 90 days at a time.
There is a 30-day waiting period (from the first inception of cover) for claims arising from hospitalization due to illness only.
Charges for medical care which do not exceed the general level of charges being made by others of similar standing in the locality where the charges are incurred.
If there is any change in circumstances affecting the risk, You must give Us immediate written notice and pay any additional premium that We may require. In particular, You must notify Us of any changes in occupation/business or Country or Residence of any Insured Person. If You do not provide this information to Us, We may:
In the event that the Insured is not satisfied with the policy for any reason, it may be returned to the Company for cancelation within fourteen days from date of receipt and any premium paid or billed will be refunded in full.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg)