Key Benefits

The FamilyCare plan lets you have greater peace of mind knowing you and your loved ones are well-protected. With comprehensive personal accident, medical and income coverage, you can enjoy the more important things in life, like spending time with your family.

1

Added Protection And Benefits With Higher Sums Insured

2

Medical Expenses Reimbursement Due To Accident

3

Provides Family Income Shortfall During Hospitalization Resulting From Accident

4

Covers Personal And Family Legal Liabilities

5

24-Hour Access To Liberty Helpline At (+65) 6334 4434 Which Offers Assistance Services Worldwide

Feet

Find A Plan That Meets Your Needs

Description of Benefits Plan A Plan B
Principal Insured
Description of Benefits Plan A Plan B
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event
of death or permanent disablement
due to an accident
S$300,000 S$150,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
S$200
per day up  to 365 days
S$150 per day up
to 365 days
Medical Benefits
Pays for medical expenses incurred following an accident
S$2,500
per family
S$1,500
per family
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
S$500,000
any one accident or series of accidents
S$500,000
any one accident or series of accidents
Emergency Medical Evacuation & Repatriation
Access to Liberty Helpline: (+65) 6334 4434 which provides worldwide emergency assistance services 24 hours a day whilst you or your family are traveling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at place of death
S$1,000,000
per family
S$1,000,000
per family
Spouse
Description of Benefits Plan A Plan B
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event
of death or permanent disablement
due to an accident
S$200,000 S$100,000
Family Income Protection​​​​​​​
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
S$200
per day up  to 365 days
S$150 per day up
to 365 days
Medical Benefits​​​​​​​
Pays for medical expenses incurred following an accident
S$2,500
per family
S$1,500
per family
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
S$500,000
any one accident or series of accidents
S$500,000
any one accident or series of accidents
Emergency Medical Evacuation & Repatriation
​​​​​​​
Access to Liberty Helpline: (+65) 6334 4434 which provides worldwide emergency assistance services 24 hours a day whilst you or your family are traveling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at place of death
S$1,000,000
per family
S$1,000,000
per family
Per Child
Description of Benefits Plan A Plan B
Accidental Death or Permanent Disablement​​​​​​​
Pays up to the sum insured in the event
of death or permanent disablement
due to an accident
S$20,000 S$20,000
Family Income Protection​​​​​​​
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
S$200
per day up  to 365 days
S$150 per day up
to 365 days
Medical Benefits​​​​​​​
Pays for medical expenses incurred following an accident
S$2,500
per family
S$1,500
per family
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
S$500,000
any one accident or series of accidents
S$500,000
any one accident or series of accidents
Emergency Medical Evacuation & Repatriation
​​​​​​​
Access to Liberty Helpline: (+65) 6334 4434 which provides worldwide emergency assistance services 24 hours a day whilst you or your family are traveling outside Singapore. Covers all emergency medical evacuation expenses.
Repatriation of Insured’s mortal remains back to Singapore or local burial at place of death
S$1,000,000
per family
S$1,000,000
per family

Premiums above include prevailing GST


Additional Sum Insured

Description of Benefits Additional Sum Insured at the
following rates (if required)
Per Additional Sum Insured Maximum Limit
Class 1
Description of Benefits Additional Sum Insured at the
following rates (if required)
Per Additional Sum Insured Maximum Limit
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event
of death or permanent disablement
due to an accident
S$5.35 Per additional S$10,000
sum insured
Maximum sum Insured per child is S$75,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
S$16.05 Per additional S$100
sum insured
Up to maximum S$750 per day
Medical Benefits
Pays for medical expenses incurred following an accident
S$21.40 Per additional S$2,500
sum insured
Up to maximum S$10,000
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
S$21.40 Per additional S$100,000
sum insured
Up to maximum of S$1,000,000
Class 2
Description of Benefits Additional Sum Insured at the
following rates (if required)
Per Additional Sum Insured Maximum Limit
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event
of death or permanent disablement
due to an accident
S$7.49 Per additional S$10,000
sum insured
Maximum sum Insured per child is S$75,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
S$21.40 Per additional S$100
sum insured
Up to maximum S$750 per day
Medical Benefits
Pays for medical expenses incurred following an accident
S$32.10 Per additional S$2,500
sum insured
Up to maximum S$10,000
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
S$21.40 Per additional S$100,000
sum insured
Up to maximum of S$1,000,000
Class 3
Description of Benefits Additional Sum Insured at the
following rates (if required)
Per Additional Sum Insured Maximum Limit
Accidental Death or Permanent Disablement
Pays up to the sum insured in the event
of death or permanent disablement
due to an accident
S$10.70 Per additional S$10,000
sum insured
Maximum sum Insured per child is S$75,000
Family Income Protection
Pays a daily allowance to the family in the event of hospitalization of the Principal Insured due to an accident.
S$26.75 Per additional S$100
sum insured
Up to maximum S$750 per day
Medical Benefits
Pays for medical expenses incurred following an accident
S$42.80 Per additional S$2,500
sum insured
Up to maximum S$10,000
Personal and Family Liability
Insures against third party claims for bodily injury or property damage caused by the Principal Insured or his family. Cover includes legal costs and expenses incurred with the company’s written consent
S$21.40 Per additional S$100,000
sum insured
Up to maximum of S$1,000,000

The information provided here is a summary. Please refer to the actual policy wordings of the terms and conditions.


Annual Premium Table For Standard Lives Only (SGD)

Description of Class Plan A Plan B
Class 1
Description of Class Plan A Plan B
You are engaged in indoor & non-manual work in non-hazardous places. S$492.20 per annum S$278.20 per annum
Class 2
Description of Class Plan A Plan B
You are engaged in work of an outdoor or supervisory nature or involve occasional manual work, whose duties do not include use of tools and machinery and are not exposed to any special hazard, e.g. property agent, outdoor sales/marketing. S$727.60 per annum S$401.25 per annum
Class 3
Description of Class Plan A Plan B
You are engaged in manual work not of particularly hazardous nature, with or without the use of tools or machinery. E.g. baker, butcher, driver, chauffeur, veterinarian. S$834.60 per annum S$470.80 per annum
  • Premiums above include prevailing GST
  • Premium payable may be revised at policy renewal at the full discretion of the Company

Notes

Major Exclusions

The Policy does not provide compensation arising from:

  • Sickness or diseases
  • AIDS and diseases associated with HIV
  • Pre-existing physical defect or infirmity
  • Suicide or self-inflicted injury
  • War and nuclear related events
  • Pregnancy, childbirth or its complications
Other Notes
  • When switching Personal Accident policies to a new Insurer, it is important to compare the policy coverage, as these may differ from Insurer to Insurer
  • Coverage for children is for those between 6 months and 18 years, subject to a maximum of 3 children
  • Premiums quoted assume that the spouse falls under the Class 1 or 2 occupations. Premium will be loaded if the spouse falls under a Class 3 occupation
  • Maximum age is 65 years