Apply Online

Peace of mind at the work place

Care solutions catered to your office needs

Peace of mind at the work place

Singapore’s political stability, sound infrastructure and efficient workforce makes us a major business and administration center where thousands of local and foreign organizations are based.

In spite of the safe work environment in our offices, accidents can still happen at any time. Loss of or damage to your property, death/injury to employees, claims from external parties, etc, may disrupt operations and cause severe financial losses to your business.

Safeguard your office and business with Office-a specially designed policy that combines a comprehensive and affordable package of insurance covers.

Benefits at a Glance

  1. Combines various classes of insurance under one policy
  2. Easy to arrange
  3. Competitive premium terms
  4. Further discounts given for clean claims record

Summary of Benefits

Summary of Benefits
Optional Coverage

Summary of Benefits

Description of Benefits Plan A Plan B Top-Up Plan
(from Plan B)
Sum Insured Sum Insured Top-Up Rates Maximum Sum Insured Limit
Section 1 All Risks^
(Excess: S$200 each and every loss except for Fire, Lightning and Burglary)
S$100,000 S$200,000 S$66.88 for every S$50,000 S$1,000,000
Section 2 Consequential Loss
(Excess: 3 days by order of a Public Authority)
S$20,000 S$30,000 S$16.05 for every S$10,000 S$50,000
Section 3 Rental Expenses S$20,000 S$30,000 N.A. N.A.
Section 4 Money Insurance
a) In Transit S$5,000 S$7,500 S$5.35 for every S$500 S$10,000
b) In Premises During Business Hours S$5,000 S$7,500 S$5.35 for every S$500 S$10,000
c) In Locked Safe After Business Hours S$5,000 S$7,500 S$5.35 for every S$500 S$10,000
d) In Locked Drawers After Business Hours S$1,000 S$2,000 S$5.35 for every S$500 S$3,000
Section 5 Personal Accident S$50,000 S$50,000 N.A. N.A.
Section 6 Public Liability
(Any One Accident/Unlimited Any One Period)
S$500,000 S$1,000,000 S$53.50 for every S$500,000 S$3,000,000
Food & Beverage Extension
(Any One Loss and in the Aggregate)
S$50,000 S$50,000 S$26.75 for every S$50,000 S$100,000
Annual Premium S$181.90 S$288.90

Optional Coverage

Optional Coverage Sum Insured Top-Up Rates
Work Injury Compensation^
a) Non-Manual Employees
Compensation to your employees for death
or bodily injury arising out of and in the course of employment, including your liability at Common Law
S$32.10 per employee earning S$30,000 or less per annum or S$58.85 per employee earning above S$30,000 per annum
b) Manual Employees
S$64.20 per employee earning S$30,000 or less per annum or S$107 per employee earning above S$30,000 per annum
c) Driver/Dispatch/Delivery S$214 per employee
Fidelity Guarantee^
(Any One Employee and in the Aggregate)
S$2,000 S$10.70 per employee
  • Premiums above include prevailing GST


^Work Injury Compensation
  • Please declare occupation, headcount and estimated annual wages per Category. Estimated Annual Wages consists of salary (including overtime pay), bonuses and allowances excluding transport allowance
  • The company shall not be liable for any claim arising from 2-wheelers/motorcycling (as rider or passenger) unless specficially agreed upon
^Fidelity Guarantee
  • Please declare occupation and headcount
^All Risks
  • Premises situated on road level or basement is subject to an excess of S$2,500 each and every loss in respect of flood claims
  • Accidental breakage of plate glass up to S$25,000 any one loss and in the aggregate