Key Benefits

From just $1 a day, Liberty’s PetCare gives you the peace of mind needed to focus on what truly matters ⁠— your precious pet. As Singapore’s first pet insurance policy, PetCare covers up to 70% of vet bills and a large range of common pet concerns. With your dog or cat safely insured, you won’t have to worry about medical expenses arising from illnesses or accidents. 

1

High Coverage

PetCare covers up to 70% of eligible vet bills, up to $10,000 per year

2

Convenience

Medical examination is not required

3

Covers Third Party Liability

That arises from pet ownership

4

Freedom of Choice

You may visit any vet of your choice in Singapore

5

No Claim Discount

Healthy pets enjoy up to 15% discount on their plans

Dog with sunglass

Find A Plan That Meets Your Needs

Co-insurance and Deductible
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident
Accident
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident
Accidental Death
Death of the Insured Pet due to Accidental Injury
N.A. N.A.
Accidental Injury
Vet expenses arising from Accidental Injury
N.A. $50
Theft
Loss due to reported Theft (Not Applicable to Cats)
N.A. N.A.
Medical
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident
Illness
Vet expenses for non-surgical Treatment
50% N.A.
Illness
Vet expenses for surgical Treatment
30% N.A.
Liability
Description Co-insurance percentage to be borne by the Insured (per Incident) Deductible per Incident
Third Party Liability
Third Party Liability arising from owning the Insured Pet
N.A. S$500

Benefit Limit

(per incident & in the aggregate)

Description Standard Plan Enhanced Plan Superior Plan
Accident
Description Standard Plan Enhanced Plan Superior Plan
Accidental Death
Death of the Insured Pet due to Accidental Injury
S$1,000 S$2,000 S$3,000
Accidental Injury
Vet expenses arising from Accidental Injury
S$500 S$750 S$3,000
Theft
Loss due to reported Theft (Not Applicable to Cats)
S$300 S$500 S$1,250
Medical
Description Standard Plan Enhanced Plan Superior Plan
Illness
Vet expenses for non-surgical Treatment
S$500 S$750 S$3,000
Illness
Vet expenses for surgical Treatment
S$1,500 S$2,000 S$10,000
Liability
Description Standard Plan Enhanced Plan Superior Plan
Third Party Liability
Third Party Liability arising from owning the Insured Pet
S$100,000 S$250,000 S$500,000

Annual Premium Table (SGD)

Type Coverage Standard Plan Enhanced  Plan Superior  Plan
Insured Pet S$350 S$450 S$750

Premiums above include prevailing GST


No Claim Discount
No Claim Period Discount Available
One Year 5%
Two Consecutive Years 10%
Three Consecutive Years 15%

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.


Notes

Eligibility

The Insured Pet must:

  • Be micro-chipped
  • Be residing regularly in the same premise as you
  • Be at least 8 weeks old and not more than 9 years old at the enrolment date
  • Not be a working dog. Example: guide dog, guard dog
  • Not be a dog or cat used for breeding purposes
Major Exclusions
  • Theft arising from any intentional, neglectful or preventable act
  • Liability arising from any intentional, neglectful or preventable act
  • Pre-existing, Hereditary, Congenital and Skin Conditions
  • Day to day care.
    Example: vitamins, supplements, vaccinations, training, grooming
  • Damage to teeth and gums unless as a result of an Accident
  • Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
  • Elective procedures and treatments.
    Example: nail clipping, tail docking, debarking