Comprehensive protection specially designed for your domestic helper
A domestic helper offers welcomed assistance in many a busy household, almost becoming a member of the family in some instances. Their well-being and continued ability to take care of chores is your responsibility. That is why Liberty Insurance’s comprehensive MaidCare plan is here to ensure that your domestic helper has sufficient insurance coverage in times of accident or illness. Life is easier knowing that your domestic helper’s well-being is taken care of.
Benefits at a Glance
- Meets Ministry of Manpower’s requirement for Security Bond, Personal Accident, and Hospitalization & Surgical Expenses
- Same day transmission to Ministry of Manpower
- Immediate acknowledgment
- Quick turnaround time
Summary of Benefits
Plan 1
Plan 2
Plan 3
PLAN 1
Premium: S$246.10 (inclusive of GST) for 26 months
Premium: S$184.58 (inclusive of GST) for 14 months
|
Section
|
Description of Benefits
|
Limit |
| 1 | Letter of Guarantee to Ministry of Manpower | S$5,000 |
| 2 | Personal Accident | |
| a. Death | S$60,000 | |
| b. Permanent Disablement | As per scale in Policy | |
| c. Medical Expenses | S$1,000 | |
| 3 | Hospital & Surgical Expenses | S$15,000 per annum |
| 4 | Daily Benefits | Not Covered |
| 5 | Repatriation Expenses | S$10,000 |
| 6 | Wages & Levy Reimbursement | Not Covered |
| 7 | Re-hiring Expenses | Not Covered |
| 8 | Outpatient Kidney Dialysis/Cancer | Not Covered |
| 9 | Special Grant | Not Covered |
| 10 | Reimbursement of Indemnity Paid to Insurer | Optional |
Notes
Persons Eligible to Apply
The Insured Person must be in the immediate employment of the Insured and holds a valid work permit.
Major Exclusions
- Pre-existing conditions
- Illness, disease, mental defect, infirmity or insanity
- AIDS and diseases associated with HIV
- Pregnancy, childbirth, abortion, miscarriage, and or its complications
- Suicide or self-inflicted injury
- Drug or alcohol abuse
- War and nuclear related events
- Participation in under-water activities involving artificial breathing apparatus, hunting, potholing, parachuting, sky diving, mountaineering and rock climbing necessitating the use of guides or ropes
- Flying or other aerial activity except as a fare-paying passenger
- Any kind of speed contest or racing (other than foot) and motor rallies
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