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MyHEALTH

MyHEALTH

International health insurance at your doorstep

International health insurance at your doorstep

MyHEALTH is designed for global citizens and expatriates who want reliable international health coverage. MyHEALTH is flexible, allowing you to mix and match modules to design the ideal health insurance plan you desire.

Benefits at a Glance

  1. Flexible international plans to suit your needs
  2. Medical expenses covered from the 1st dollar spent

Summary of Benefits

 

Hospital & Surgery Essential Extensive Elite
Annual Limit per person S$2 million S$4 million S$4.5 million
Hospitalization (inpatient and day patient costs) Covered
Pre-hospitalization benefits 30 days 90 days
Post-hospitalization benefits 90 days
Parental accommodation Covered
Outpatient surgery Covered
Cancer treatment Covered
Organ transplant Covered
Congenital conditions*^ N.A. S$135,000 S$270,000
Neonatal Disabilities*^ N.A. S$135,000 S$270,000
Adding newborns from birth without underwriting N.A. As long as a parent *NEW* is insured for 1 year and renews. Underwriting will apply for adoptions, birth following assisted conception & surrogacy.
Complications of pregnancy N.A. Covered
HIV/AIDs*^ S$135,000 S$270,000
Hospital Cash Benefit S$140 per night up to a maximum of 30 nights S$270 per night up to a maximum of 30 nights

 

Assistance Included in Every Hospital Plan
Emergency medical evacuation and repatriation Up to S$1,000,000
Repatriation of remains Covered
Cash advance Up to S$2,500
Legal expenses and assistance Up to S$2,500
Compassionate travel Return economy class airline ticket or S$200 per night for max 10 nights

 

Optional Outpatient Essential Extensive Elite
Annual Limit for Outpatient Benefits S$7,000 Covered
Outpatient co-insurance percentage Choice of NIL or 20%
GPs and Specialists Covered
Medicines, scans and tests Covered
Physiotherapy with referral S$500 *NEW* Covered
Outpatient psychiatric treatment* N.A. S$4,800 S$6,800
Complementary Medicine and Traditional Chinese Medicine S$250 S$1,100 S$1,400
Medical appliances & mobility aids S$1,400 S$3,400
Medical check up N.A. S$300 S$850
Vaccinations N.A. S$100 S$400
Routine Outpatient Maternity N.A. N.A. S$6,500 per pregnancy

 

Optional Maternity Essential Extensive Elite
Pre and post-natal care, delivery and newborn care^ S$7,000 per pregnancy S$13,500 per pregnancy S$20,000 per pregnancy

 

Optional Dental and Optical Essential Extensive Elite
Minor dental treatment (e.g. cleaning, simple extractions) S$1,400
Major dental treatment (e.g. implants, root canal, orthodontics)^ N.A. S$3,400
Eye exams, prescription contact lenses and lenses N.A. S$400

 

*Lifetime Limit
^Waiting Period Applies